First of all, we have to face the fact that young people's indebtedness is quite high now! Take myself as an example, small micro-credit not to mention a single mortgage 2600 per month, two people add up to an average salary of about 10,000, minus the monthly fixed expenses 2000 (phone bills property costs, heating costs, electricity, etc. are spread out to the month), daily life 1000 (still relatively provincial, small cities enough), miscellaneous estimates 2000 (fuel costs, such as special expenses such as human contacts), can be left 2300 per month. but New Year's Eve! A month's salary two together only 8000 more than the fixed expenditure has gone out 4600, living expenses are very frugal spent 500, holiday gifts have been bought and spent 1500 has not been sent out, left 1400, not yet to the end of the month ah! February's salary is not to say, sales no performance no commission, the object of the fixed salary is not yet in place, helpless plan to play in March to pre-fund more than 4,000 full clearance it! This epidemic reminds us that there is no deposit emergency really hard to walk!
Besides, the parents, the old man worked hard all his life to raise children to prevent old age, they are facing the collapse of how to face their parents, good parents are still healthy and do not need children to subsidize the household, but parents will always be old one day, the most afraid of is that the parents are sick, once the sick really have to borrow money to the sticker! As a child really mixed feelings, I do not know whether to be grateful or ashamed!
Besides, I can't keep up with a lot of people's feelings, and I was in a tight spot, so I can get together with fewer friends for classmates' gatherings, and I can only ensure that I have enough to eat and drink, but I don't want to rest on my laurels. Good-looking clothes object also just go to shake the eyeballs slip slip eyeballs, do not dare to buy ah, they want to change a cell phone for two years do not dare to change na! This has not dared to have a child!
If you give yourself a consolation, the epidemic is over must do
1. monthly fixed amount of deposits + financial management, in case of emergencies
2. filial piety to their parents, regardless of whether it is material or spiritual, owe too much
3. work hard, must get out of the financial predicament!
I'm PV Xiaowo, a 90s wage earner in a third or fourth tier city, wishing my compatriots like me early financial freedom and good health!
To be honest, a little panic. I don't know if it's a bad idea to buy a suite less than 1.5 million years ago. The down payment of 450,000 installments, three times a year to pay off, has paid 150,000, which loaned the bank 85,000, five years to pay off, more than 1,600 per month, has begun to pay. The second June, ready to use the balance inside the CPF to pay. The third time in December on the year's savings to pay. Mortgage loan bank 1 million, the loan has not come down, it is estimated that the monthly mortgage to be a little more than 6,000, mortgage down just started five years a month to pay the bank 8,000, next year, but also to save up money to pay the down payment for the third time, think of the head is big.
Back to the unit, we belong to the technical services enterprises, state-owned enterprises, the epidemic is not a big impact on us, but now has not been working, just afraid of wages will be delayed until the day of work, after all, I have been waiting for wages to pay the loan, and so on, until the fifth wage to the account, the heart hanging down, the unit is still on time to pay wages. Our last year's bonus was said to be a year after work even, and now the leadership is also at home to work overtime to calculate the bonus, because our bonus to account for a large part of the income, so this is still more important, although the unit every day scolded three hundred times, but at this time also feel that it is not so hateful, it may be that I'm more easily satisfied. I feel that there is a unit in, not to the end of the mountain . In the end, I scolded myself again, comfortable days do not, have to find their own suffering.
I'm fine, my parents are in the countryside home, I and my brother have a salary. Although the February salary may be a little less, but enough.
Deposits are not much, just no debt, my brother has a mortgage car loan, but the salary is enough to pay.
Parents have a pension, healthy, sensible, from the New Year 29 closed the door to stay at home, did not go anywhere, did not open the door. The family's utility bills before the year saved enough for a year. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you can do it all on your own.
There is a small yard in the house, where you can dance, and you don't usually like to be busy, so you don't have to be afraid of boredom.
The younger brother just happened to go back to his hometown on New Year's Eve to stay with his parents, and there is almost no cost for food and accommodation. You can also take care of your parents. The entire Spring Festival, my brother is busy contacting the donation of materials, stay at home without delay, and do not feel bored.
I temporarily had something in Suzhou did not go to the Zhejiang in-laws, and did not return to the hometown of Shandong, a person bought a bunch of vegetables, have a book to read. I'm not sure if I'm going to be able to get through this.
Although not rich, but the company also sends part of the salary, the two months can not save, but also not lack.
Other people I do not know, anyway, for me, for me this is a 87 years old single dog, with mortgage, although okay, can afford, I personally do not smoke and do not drink, every month, in addition to the necessary consumption, basically nothing, there is no object of me, basically every month can save a 1,000 2,000. This time. Really have a kind of inexplicable idea, no object really very lonely, their own although to ensure their own food and daily expenses, but also to give part of the parents, for life I am not panic at all. I'm not sure if I'm going to be able to do that, but I'm going to be able to do it," he said!
I'm panicking, and not because of the savings. I am an only child, once my parents are sick, there is no time to take care of, because I still have children. The only thing I can do is to entrust my children to my husband, and I will go back to my mother's home to take care of them.
But the parents of this generation, at first how to say do not listen, the first two days of the month I really was my mother angry cry. I'm not sure if you're going to be able to get a good deal on a new one, but I'm sure you'll be able to get a good deal on a new one. I don't want to listen, but also to go to play mahjong, said she it, but also dislike me, said that the state will manage the sick, hard to make me cry.
Do not they are sick I can ignore!
Said not panic is false, the standard 90 years old, in Shenzhen, mortgage a month nine thousand, years ago, but also a car by mistake spent tens of thousands of down payment and now a month to pay 4,000 mortgage [cover face] [cover face]. Originally a month's salary is almost fifteen thousand, just enough expenses, now no work income completely cut off, mortgage car loan to pay, and then there is a catering store a month to pay 10,000 store rent, do not let the business [face] [face], anyway, if you do not go to work really want to buy a bowl to go to the rice, panic a [face] [face] [face]. To be honest, the epidemic now gives me the biggest education is that a person must have a little cash flow, or else in an emergency without a little courage [I want to be quiet] [I want to be quiet] [tears] [I want to be quiet]
Fortunately, it is not very panicky. Other than the home gap hood and alcohol, we all lived fairly normal lives. We experienced SARS in elementary school and our village was quarantined, and the adults were pretty normal and not that anxious then, and still are. In my opinion compared to these two epidemics, I still feel that SARS is scarier, the after effects are so powerful and the death rate is high. Medicine is evolving again, I believe soon China will get over this hard time, cheers ( _?)
This is the first time I've seen a SARS outbreak.
My lover and I have been preparing for two years, about ready to go back home and both parents over the Spring Festival, parents have not seen their grandchildren for five years, the work at hand to hand, the leadership also put our vacation in advance, in January 7 to home and parents reunion, the accidental outbreak of epidemics, we are still at the side of the parents, there is no pressure, just want to go back to work as soon as possible.
When SARS, my sister in Beijing, that time I was a teenager, afraid, but more worried about my sister, our Dandong side of the case is not, so did not feel. This year's epidemic, every day has been living in fear, because they did the mother, worried about the child, the beginning of the time, I myself like a disease, watch the news every day, repeatedly wash their hands to disinfect, the whole hands are washed chapped, especially afraid of death, maybe it is a mother's reason, on the old man and the next small, really do not dare to have a blunder, the family to raise cabs, from the beginning of New Year's Eve, I do not allow my husband to go out to work, too! Worried, do not earn money on not earning it, our unit has not been able to open the door for business, do not open the door we do not have commission, no salary, fortunately, no mortgage or something, or really can not afford to live, has been more than half a month, sitting on the mountain empty ah [tears]
As the oldest 90-year-old, I am a bit panicked.
But not because of money, I got married in 2018 and had a baby in 2019, and I saved 100,000 dollars before I had a baby. That's enough money for us to live for more than 2 years in a distant suburb of a tier 2 city.
The panic is that the child is now only 6 months, before not exploding a case of a few months children suffering from the epidemic, I was worried, so small children, sick, you have to be separated from the family, can do ah!
Now there are more than 900 people quarantined in our district, and every time I really have to go out, I am very careful, for fear of bringing back a bad virus.
When I didn't have a child, I didn't have to worry so much. I feel like I've been flooded with love since I got this little girl.
I hope the epidemic passes quickly, and I hope those who are sick are cured quickly!!!!