The main function of credit card is overdraft consumption, and it cannot be directly used for online transfer transactions. Online direct transfer will have the risk of cashing out, so we can only use the credit card for payment after restricting WeChat to bind the credit card. The reason for this regulation is to prevent credit cards from cashing out through WeChat.
If you have to use WeChat to bind the credit card to transfer money, you can only transfer money in the following two ways: one is to deposit money in the credit card first, and then transfer money with the credit card overpayment; The other is credit card cash withdrawal transfer, that is, the overdraft limit of credit card is directly used for transfer operation. In fact, the overdraft limit of credit card is transfer, which is equivalent to cash withdrawal.
However, on WeChat, credit cards can be bound to recharge mobile phone bills and traffic. This is credit card consumption, not cash withdrawal. If you put it on the credit card bill, you can repay it normally next month. At present, WeChat payment only supports credit card payment, and all handling fees are free.
Extended data
If you transfer the overpayment that has been deposited in the credit card to your debit card, it is generally charged according to the handling fee recovered by the credit card overpayment, which is 0.5%-3% of the transfer amount. At present, only a few banks do not charge for overpayment recovery.
In case of overdraft transfer, in addition to the withdrawal fee of 1%-3% (not charged by some banks), credit card interest will be charged at the rate of 0.5 ‰ from the date of withdrawal.
I'm sorry if your debit card is still a remote card! There is also an inter-bank transfer fee. If the destination debit card of the transfer is not the cardholder's own debit card, it is generally impossible to transfer money, and only cash can be withdrawn.
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