Why do many people say there is a house without a loan, 3 million dare to quit naked?

The national income level, compared with the interest rate of 20 million deposits, the sky is the limit. 3 million deposits, according to the 3.5 interest rate calculations a year income of 105,000 yuan, properly catching up with the country's highest level of the region.

Wage income was 20,590 yuan per capita, a nominal increase of 4.9%, of which 3.9% in urban and 6.2% in rural areas.2022 The size of the rural migrant workers amounted to 29,562,000 people, with an average monthly income of 4,651 yuan Business, property per capita net income from business 6,175 yuan, an increase of 4.8%, and the national per capita net income from property of 3,227 yuan In terms of transferring net income, the net income per capita 6,892 yuan, an increase of 5.5%

If $3 million buys 5-year or 10-year treasury bonds, the interest rate can be 4%-5%. You can go to a nearby commercial bank branch or a securities company's branch and buy bearer treasury bonds. The return on interest alone can already beat most jobs.

Normally speaking, it is actually rare for a person to earn more than 10,000 a month. A year to be able to deposit 100,000, less rent and living expenses, assuming a smooth transition through the crisis of 35 years old, 40 years old is still not laid off. Hidden college graduation to start counting, 20 years to be able to have 2 million is already the peak of life.

This middle does not take into account just graduated salary is only enough to rent and eat, do not take into account the parents need financial assistance, do not take into account the marriage and children spend money, do not take into account the accidental illness, do not take into account the investment failure and so on the unexpected risk, everything is in the ideal state to have the income.

Theoretically, if the interest of the deposit, can cover the cost of a year, you can choose not to work. As the saying goes, you can be wealthy and free with $10 million, but how to have $10 million no one says.

According to China's housing prices and income ratio, even if the salary of 50,000, as the vast majority of the ceiling of the income of the majority of working people, in front of the immobile 100,000 + housing prices are not enough to see. Many people have said that there is a house without a loan, 3 million will dare to quit naked, will not work. Not to say that in the north, Guangzhou and Shenzhen, in a city where prices are more than 10,000, a suite also needs 1.5 million, plus interest 2 million certainly have. This is basically a person's ideal state, a lifetime of disposable money. After paying off the mortgage, car loan, that also left nothing, not to mention 3 million. A lot of people can't even earn a million dollars in their entire life, and 3 million is a dream that can be seen, not touched, and averaged out.

The 35-year-old crisis is approaching, go to apply for a job, people say do not want older people. Bachelor's degree of master's degree is useless, into the factory delivery, delivery, open drop is a direction to consider the physical quality of many people. If you can earn more than 7000 yuan, the body simply can not hold out, then the medical expenses are not enough. Without working that long, the income is just enough to make ends meet. In factories, for example, the time difference assembly line, no easier than a nightclub, one month day shift and one month night shift, 8:00 am to 8:00 pm or 8:00 pm to 8:00 am, 12 hours a day. The amount of work in the assembly line is closely measured, how many tasks per hour, did not reach the conveyor belt will not stop. This kind of income 7000, if you do 8 hours income 4000, many times there is no choice, can not rest, must do.

Think about the degree of involution now, cleaners will play two jobs. Doing sanitation and cleaning at one company during the day, and working at another company at night and on weekends, things like cooking dinner at night, and cleaning the office on weekends, vacuuming, and packing up trash cans. Maybe even cover a dinner, don't even think about going square dancing, it's nice not to go through the trash cans picking up trash.