You can log on to Qingdao Housing Provident Fund website and self-service withdrawals through the online business hall at the Municipal Housing Provident Fund Management Center on weekdays from 8:30 to 16:30. The withdrawn funds will be transferred to the applicant's own housing provident fund co-branded card account on the same day, and are not subject to the limitation of the number of withdrawals.
Expanded Information:
I, the business of the application object
Using commercial personal housing loans to buy the city has the property right of the owner-occupant housing borrowers and spouses, you can apply for the use of the online business hall self-service withdrawals of their housing provident fund.
The scope of cooperative banks: Construction Bank, Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Postal Savings Bank, Bank of Qingdao.
Second, business conditions
(a) the first (main) borrower on-site authorization of the Municipal Housing Provident Fund Management Center to query my credit report.
(2) The business applicant is required to sign the "Qingdao Housing Provident Fund Online Business Hall Individual Customer Service Agreement" with the Municipal Housing Provident Fund Management Center.
(3) The status of the co-branded card of the Municipal Housing Provident Fund held by the business applicant should be normal.
(d) The principal and interest of the commercial personal housing loan has been repaid for at least one installment up to the previous month of the date of business processing.
Third, the business required to provide the essentials
The first (main) borrower should be eligible for withdrawal with the withdrawal of *** with the withdrawals (the first (main) borrower's spouse, *** with the property rights *** with the borrower and the spouse), and at the same time, with their original identity cards, proof of home ownership (the purchase of non-re-transaction of the housing to provide the original web-signing of the original contract for the purchase of housing, or original housing title certificate, and the purchase of re-transaction of housing. The purchase of re-transaction housing to provide the original home ownership certificate), the original loan contract, the original repayment details, the original marriage certificate, to the Municipal Housing Provident Fund Management Center under the management of any management office to apply for the opening of the network hall commercial loan withdrawal business.
***If the same withdrawer is unable to be present at the same time due to personal reasons, he/she should handle the application with the above materials separately.
If the person himself is unable to apply on site, the agent shall provide the original and copy of the agent's ID card, the original and copy of the notarized power of attorney.
Four, business procedures
(a) the first (main) borrower with the handling of the documents to the Municipal Housing Provident Fund Management Center Management Office on-site signing of authorization, through the bank's computer system to check the relevant information about my loan.
(2) the online hall commercial loan withdrawal applicants with handling documents on-site to fill out the "due to repayment of commercial personal housing loan principal and interest using the online business hall to withdraw housing provident fund business application form", for business opening procedures.
The same loan contract, only the first (main) borrower to inquire about loan-related information once. When other applicants apply for the business, the first (main) borrower is not required to authorize the inquiry of loan-related information again.
V. Amount of Commercial Loan Withdrawal from the Online Shop
(1) The amount of withdrawal by the applicant is limited to the available balance of the applicant's CPF account and is in accordance with the relevant provisions of the Qingdao Housing Provident Fund Withdrawal Management Measures.
(2) In case of early repayment of part (or all) of the principal and interest of the housing loan, the applicant cannot go through the withdrawal procedure through the online business hall.
(3) If you have ****enjoyed the repayment information of personal housing loans from banks in the city, the Municipal Housing Provident Fund Management Center will regularly update the withdrawable amount according to the actual repayment information of the borrower in the previous month (excluding the amount of early repayment) provided by the bank from the month after the month in which the online business hall is opened for the commercial loan withdrawal business, and the amount of withdrawable amount will be subject to the information provided by the bank.
Sixth, the online hall withdrawal time and settlement
Applicants can be in the municipal housing fund management center weekdays from 8:30 minutes to 16:30 minutes, through the online business hall for self-service withdrawals, the withdrawal of funds on the same day transferred to the applicant's own housing fund co-branded card account, and is not subject to the limitations of the number of times of withdrawals.
VII, provident fund management center business time limit
Municipal housing fund management center from the date of acceptance of the application within three working days to review, make a decision to allow or not allow the withdrawal, and notify the employee himself.
Eight, the provident fund management center business place
Qingdao housing fund management center under the jurisdiction of the district (city) management office collection window.
Nine, frequently asked questions
(a) for commercial loans online hall withdrawal business, must go to the management office of the deposit of provident fund? If both husband and wife need to apply for the loan repayment and withdrawal business in the Internet hall, do they need to go to the same management office?
A: The borrower and his/her spouse should go to any management office of the Municipal Housing Provident Fund Management Center to apply for the opening of the commercial loan withdrawal service in the web hall at the same time with the necessary documents.
If the applicant is unable to apply for the application at the same time due to personal reasons, the borrower needs to apply for the commercial loan withdrawal service at the web hall first, and then the spouse can apply for the application at any management office with the relevant documents respectively.
(2) If the borrower does not have provident fund or does not apply for the opening of the commercial loan withdrawal business, and the spouse needs to open the web shop to repay the loan withdrawal business, is it necessary for both spouses to go to the site for processing?
A: Both husband and wife need to go to the same management office at the same time for opening procedures. After the borrower on-site authorization to query the personal loan-related information, the spouse can go through the business opening procedures.
(C) the applicant for personal reasons, can not be present at the same time to apply for the opening of the online hall commercial loan withdrawal business, should be held separately what materials for?
A: 1, the applicant is the first (main) borrower: the original identity card and photocopies (two), the original contract for the purchase of housing (or the original certificate of property ownership), the original loan contract and repayment details of the original.
2. If the applicant is the spouse of the first (main) borrower: the original identity card and photocopy (one), the original purchase contract (or the original certificate of property ownership), the original loan contract and the original repayment details, the original marriage certificate.
3. If the applicant is a ****same borrower with property rights in a house***: the original and photocopy of the ID card (one copy), the original loan contract and the original repayment details, and the proof of property rights in the house*** (the original of the net-signing purchase contract or the original of the house property right certificate in case of purchasing a non-retransactional house, and the original of the house property right certificate in case of purchasing a retransactional house).
4, the applicant is a housing *** have property rights *** with the borrower's spouse: the original identity card and a copy (a copy), the original loan contract and repayment details of the original, the original housing *** have property rights (the purchase of non-re-transaction housing to provide the original purchase contract or the original certificate of property rights, the purchase of the original certificate of property rights of the house to provide the re-transaction of the purchase of housing), the original marriage certificate.
If the person himself is unable to do it on-site, the agent must provide the agent's original ID card and a copy of it, and the original and copy of the notarized power of attorney.
After the first (main) borrower opens the Business Loan Online Hall for withdrawal, other applicants can apply for processing.
Reference source: Qingdao Municipal Housing Provident Fund Management Center - Commercial Loan Self-service Withdrawal Handling Service Guide