As a financial lending software, 2345 Loan King app has obvious advantages. So, what are the advantages and characteristics of the 2345 loan king? Bian Xiao will introduce the advantages and characteristics of the 2345 loan king in detail for everyone, and friends in need can refer to it. Let's take a look at Bian Xiao.
How to use 2345 loan king?
Step 1 Registration and Login
1. Click Download to manually install the client to the mobile phone.
2. Fill in your mobile phone number, login password and dynamic verification code in turn according to the prompts to complete account registration.
Step 2: Safety certification
1. After successful registration, click the main page to enter the information filling interface.
2. The user verifies the real name according to the steps, binds the savings card information, fills in the personal basic information, and completes the authentication video material. The application can be completed by submitting the information on the basis of agreeing to the authorized loan agreement.
3. After reviewing the application materials, you can get a permanent and effective cash loan amount. Once the application is successful, you can borrow money at any time.
apply for loan
1. Click the main interface to borrow money, and then you can apply for cash.
2. Enter the loan amount according to the prompt and complete the application. The bank will lend money to the bound personal savings card account within the agreed time.
3. In order to ensure the security of personal accounts, users can also set the withdrawal (access) password to prevent personal losses caused by account disclosure. Please don't reveal the extraction password to anyone.
Online repayment
1. Users can select "Repayment" in the APP at any time within the repayment period of one month, calculate the principal and interest expenses according to the actual loan days, and take the initiative to repay at any time and place.
Frequently asked questions reference
Q: How to register as a member user?
Answer: Go to the homepage of 2345 Loan King, click the "Quick Registration" button on the upper right, fill in the required information and complete the registration process.
Q: How do I log in?
Answer: Go to the homepage of 2345 Loan King, click the "Login Now" button on the upper right, enter your mobile phone number and password when registering, and click the "Login" button.
Q: How to set the login password?
Answer: You can set a login password when registering, and the password length is 6- 12 digits. The login password can be a combination of numbers and English letters or English letters (not the same letter). We set case sensitivity for English letters. After logging in, you can modify the login password on the "My Account-Security Authentication-Security Information" page.
Q: What if I forget my login password?
A: If you forget your login password, you can open the login page of the website, click the "Forgot Password" link, and fill in the mobile phone number you used when registering. Reset the login password after obtaining the verification code.
Q: What is extracting a password?
A: The withdrawal password is the password that needs to be entered when borrowing money. The withdrawal password is a fund security protection mechanism different from the login password, which is set to protect your funds. Please remember this password. After logging in, set the extracted password on the "My Account-Security Authentication-Security Information" page, and the password setting rules are the same as the login password. You can also modify the selected password on this page.
Q: What should I do if I forget to extract my password?
A: If you forget to extract the password, you can enter the "Extract Password" item on the "My Account-Security Authentication-Security Information" page after logging in, click the "Retrieve" link, and fill in the mobile phone number and verification code used during registration to reset.
Q: Why do you need real-name registration system authentication?
A: The real-name registration system authentication is to confirm the validity and legality of the borrower's identity. We will confirm whether the bank account you set up belongs to you through real-name verification. In order to ensure the safety of your funds, you need to verify your real name before borrowing for the first time. Real name verification only needs to enter your name and ID number. We have connected with the national citizen identity information authentication system of the Ministry of Public Security. Please fill in your real information. We will keep all user information strictly confidential.
Q: Why can't the website upload pictures?
A: In order to prevent criminals from registering and verifying information repeatedly, we only provide real-time photo taking function of mobile phones to improve the security level of accounts through mobile phones. Please scan the QR code on the "Mobile Client" page to download the 2345 Loan King mobile client.
Q: Is there an age limit for the loan application of "2345 Loan King"?
Answer: The applicants for the "2345 Loan King" loan are China citizens aged 20-45.
Q: How are the working hours arranged?
A: The specific work arrangements are as follows:
1:The working hours of QQ online customer service and customer service telephone staff are 9: 00- 18: 00 on weekdays.
2. The working hours of information certification auditors are 9:00- 18:00 on working days. The rest of the time, users can upload information, and staff will give priority to it during working hours.
The cash settlement time is from 3: 23:50 to 4: 00 the next morning, and the user's repayment request will not be processed temporarily. Please prepare for repayment in advance.
Q: What are credits?
A: Credit is a small cash loan business based on Internet credit jointly launched by BOC Consumer and Shanghai 2345 Network Holding Group Co., Ltd. Customers can apply, use money, repay money and inquire about accounts online. This product is fast and flexible (the fastest credit 15 minutes), the amount is small (the maximum amount is 5,000 yuan), the loan time is short (the longest is 30 days), and the repayment pressure is small (the lowest interest rate is only 1 yuan/day), so as to provide customers with timely small cash to supplement financial services.
Q: What are the application conditions for a credit fund?
A: Regional restrictions: the whole country (except Xinjiang and Tibet).
Age range: 20-45 years old (with domestic ID card)
Education: College degree or above.
User application limit: for a single terminal (including mobile phone and PC), the number of applications for a single terminal within a specified time is limited according to the device number and IP.
Q: What is the scope of the credit application?
A: The credit line is an integer multiple of RMB 65,438+000, with the lowest 500 yuan and the highest non-revolving line of RMB 5,000 (inclusive). It can be withdrawn in one lump sum within the validity period, and can be applied again after all settlement.
Q: What is the interest rate of the loan?
Answer: Interest is calculated on a daily basis, and 0.1%of the loan amount is charged daily; A one-time cash handling fee of 5% is charged according to the amount used. If the application amount is 1 000 yuan, the actual loan amount is 950 yuan.
Q: How to use the loan?
A: Mobile APP withdrawal: customers can make an appointment for withdrawal through the APP within the validity period of the quota, and transfer the loan funds to the debit card bound by the customer within T+ 1 days after approval.
Q: When and how to repay?
A: Repayment on the corresponding day must be settled in full on the repayment date, and repayment can be made through the mobile APP.
Q: Can I pay in advance?
Answer: prepayment (free of charge) is supported, but it must be settled in one lump sum.
Q: Where should I contact if I need to change my mobile phone number?
A: If you need to change your mobile phone number, you can contact WeChat customer service daikuanwang2345.
Q: Other related expenses:
A: late payment fee