Buy a house is a good down payment or full payment to buy good

It depends on the individual's ability to buy, if the individual's economic conditions are still quite good, can buy a house in full, then certainly prefer full payment, buy a house because full payment to buy a house does not need to apply for a loan through the bank, and do not need to pay a lot of extra interest. But if the individual's purchasing power is limited, then you can choose to buy through the loan, so that you only need to pay the appropriate down payment, and the rest of the money can be directly from the bank to apply for, so that the pressure to buy a house is relatively not particularly large.

What are the considerations for buying a house with full payment?

1, choose a reliable developer

Because of the full payment of the way to buy a house involves a relatively large amount of transactions, so be sure to choose a reliable developer to minimize the risk of real estate transactions, usually choose a large-scale well-known brand developers are more reliable, and after-sales treatment is also more considerate some. In addition, you should also pay attention to the location of the house, the surrounding environment, the height of the floor and other factors, these factors will have a great impact on your future living environment.

2, careful deposit

We are in the selection of the house, often encountered sales staff urged to pay their own deposit, this time the buyer must maintain their own opinion, do not just pay a deposit, we must know that after paying a deposit, regret is not so good to return the deposit. Whether it is a full purchase or loan to buy a house deposit, this step is not necessary to go through the steps, home buyers can choose to skip this step, choose a good house directly after the signing of the formalities on the line.

3, pay attention to the terms of the contract

Pay attention to not only the purchase of housing funds to buy a house, but also to the signing of the contract, some developers will be in the purchase of the contract to do tampering, so we must read carefully before signing the contract to buy a house. A good understanding of the rights and obligations in the contract is not equal, but also pay attention to see if there are blank places in the contract, if there are blank places must be crossed out to avoid the late developers to do articles.

Buy a house note not to buy floor

1, equipment layer is not recommended to buy: equipment layer is generally set up in the middle of the floor position, is designed to set up the HVAC, air conditioning, water supply and drainage and electrical equipment and piping construction personnel to enter the operation of the space layer. In the equipment layer or its next layer, the equipment noise, mechanical vibration, etc. will bring negative impact on the living environment.

2, elevated floor of the upper floor is not recommended to buy: because some areas of the south of the ground floor is more humid, so many neighborhoods will be the ground floor of the elevated, from the second floor to start living. But it is because of the existence of the elevated floor, to many owners of the space of activity, once encountered regardless of the time period in the elevated floor of the square dance in the aunt, or littering owners, home buyers will be a headache.

3, no children elderly family is not recommended to buy the ground floor: there are many shortcomings of the ground floor, such as poor security, lack of light and ventilation, poor privacy, housing is more humid, noise and so on. Therefore, if the buyer's family does not have children elderly, then it is not recommended to buy.

4, is not recommended to buy the price of the top floor: although the top floor of the light vision and other conditions are better, but if not in the price is particularly cheap, it is not recommended to buy the top floor, this is because the top floor of the prevailing summer heat, the rainy season is prone to leakage of the phenomenon. At the same time, the top floor residents are more dependent on the elevator, if the power and water outages, more trouble.