Plus early retirement, you can bring yourself 5 years of normal growth in pensions, so that even if a female associate professor early retirement, later then can still be rehired, in their own workplace additional part of the actual income, so I think that early retirement can bring themselves more actual income, is more favorable to themselves, because they can always let themselves Retirement, so that one's time is at one's disposal.
Then if 55 years old can not choose to retire, then we can only choose to retire at the age of 60, this is no choice, but when they have a choice, I think that the choice of 55 years old to retire on their own is a great benefit, on the one hand, we can enjoy the pension treatment at the same time, on the other hand, they have the intention to rehire the original work unit to continue to work, then It is true that you can increase part of the additional income, even if you do not want to return to the original unit of the flat to continue to work, then you can still allow yourself to enjoy the treatment of the pension, but also to ensure that their own retirement life in their old age.
Thanks for reading, please add my attention.
Choose to retire at 55 or 60? The subject can make his own decision as long as he fully considers the following two aspects according to his own situation.
First, the economic conditions
Our side of the university, deputy senior title teachers, the actual salary after retirement, about half of the actual salary before retirement; because the retirement does not need to deduct the provident fund, pension insurance, etc., after the retirement of the actual salary, about one-third of the salary before retirement should be paid.
The difference in salary before and after retirement is still relatively large.
Therefore, it is recommended that the subject should fully consider his family's financial conditions.
If half of the missing income is very important to your family, then the subject is estimated to have to work hard for five more years!
After all, it is not easy to find a job now.
If the subject's family economic conditions are generous, more this money less this money, the difference is not very obvious.
Then the subject is free to choose, do comfortable, then continue to do the revolution;
If the physical conditions do not allow, or feel that the work is not very pleasant, then hurry to retire!
Second, the social status
No matter what discipline you are engaged in the unit, whether or not you hold a leadership position, after all, you are a senior title, and work for a lifetime.
In the field, you work, has been very handy, generally can also get the leadership of colleagues generally recognized.
Therefore, the sense of accomplishment and pride in your work is still there.
But once you retire and leave your dependent job, your identity changes.
You are a retired teacher, a retired employee, a retired old aunt.
Psychological loss is certainly inevitable.
I have a friend, a female professor, who wanted to retire at 55.
I asked her what she wanted to do after retirement.
She said she would continue to do research.
Hearing her say that, I immediately advised her not to retire!
''After retirement, how do you take the subject to do scientific research? ''
''You go to the brother unit research cooperation, you contact in what way? How is the other party received? ''
''Because your status at that time is a retiree ah! ''
After hearing this, my friend felt that there was some truth to it, and dismissed the idea of early retirement.
Retirement at the age of 55, as long as the application can be made a month earlier, the subject can be based on the actual situation, fully consider their own needs, and then make a decision.
My personal opinion is just for reference.
I'm Rosemary Zhang. The first thing I'd like to say is that I'm not sure if I'm going to be able to do this.
Hello owner, I personally think that if you can choose to retire at age 55, then choose to retire at age 55 is still more appropriate. Of course, because you as a female associate professor, in career planning and career prospects relatively speaking than ordinary workers to a lot better, so that according to your personal a actual situation to decide their own choice of 55 years of age to retire or 60 years of age to retire good.
But through the social security point of view to look at this issue, then I personally think, or think at 55 years old retirement is more appropriate. Because early retirement, you can get a pension treatment in advance, and do not have to pay the basic retirement pension insurance money. From the social security point of view, then early retirement is certainly no problem.
Of course, female professors are a relatively special position. So that their career planning, if they feel that delayed retirement is more appropriate, then according to their own career prospects to look at this issue, then choose to retire at the age of 60 is no problem. But from our social security point of view to consider, in fact, 55 years of age retirement is more appropriate a choice.
Thanks for reading, please add my attention.
"The State Council on the workers retirement, retirement of the provisional measures "(State Development 1978104) and "State Council on the resettlement of the old, weak, sick and disabled cadres of the temporary approach" document clearly pointed out that, in general, the man aged 60 years of age, female cadres aged 55 years of age, women workers aged 50 years of age, women workers retired. February 16, 2015, the central *** central organization department and the Ministry of Human Resources Security jointly issued a notice for the retirement age of female professional and technical personnel at the rank of deputy and deputy divisions and with senior titles, in general, the age of female retirees with the above conditions was changed from fifty-five years old to sixty years old.
Business units, especially colleges and universities, the professional and technical titles are divided into professors, associate professors, lecturers and assistant professors, it can be seen that the associate professor is an associate title. Therefore, female associate professors are to meet the conditions of retirement at the age of sixty.
So does a female professor choose to retire at 55 or 60?
Two examples to illustrate:
Case 1
Mr. Wang, Wuhan, an associate professor of a university, the basic salary deduction "five insurance and two gold" about 3000 yuan, monthly performance of about 7000 yuan, provident fund of 4000 yuan, the end of the year, there are varying amounts of end-of-year performance, there is a 70,000 to 80,000 like, and there are a lot of people who do not have a lot of money. A 7,000 or 80,000 look, calculated that the total income of a year is almost a quarter of a million or so. If Ms. Wang chooses to retire early, the monthly pension is about 6,000 or 7,000 yuan, about 80,000 yuan a year, although Ms. Wang as a professional and technical personnel can be rehired to other units, but the income will still be less than a large section. Therefore, from the point of view of income, choose to retire at the age of 60 undoubtedly higher wages.
Case 2
Mr. Li, a professor at a university in Wuhan, master's tutor, serving in a number of associations. In office can be said to be the scenery, students can be said to be full of peaches and plums. The first thing you need to do is to get your hands dirty. The year before last, Mr. Li retired honorably from the teaching position, thinking that he still has some residual enthusiasm, he applied for a monthly lesson to the students and so on. Although other teachers did not say anything, but Mr. Li himself always feel a sense of loss, dry for a period of time, they chose to go to his daughter's side to spend their twilight years. Retired teachers, no matter how honorable they once were, will inevitably feel a sense of loss when they are no longer on the job. The examples of Mr. Wang and Mr. Li tell us that it is better to choose to retire at the age of 60.
In the author's opinion, if the health condition is relatively good and there is no need to bring up children at home, it is better to retire later. If you are not in good health, or are tied up with family matters, or want to retire earlier to go out for a walk or a spin, you can choose to apply for retirement at 55. From the author's friends around, in colleges and universities, hospitals and research institutes, associate professor level female teachers are rarely choose to retire at age 55, most of them have worked until the age of sixty, which is one of the reasons why many female teachers desperately want to be promoted to associate high.
And look at me to give the subject a blind push, blindly analyze a wave, this question is all based on reasoning, do not talk about theory!
Hidden information:
First, analyze the title of the hidden information, female associate professors and can choose to retire at the age of 55 or 60. Then this prerequisite must be the cadre status, only to be able to choose. Otherwise, all the retirement recognition of the first pass is the file record identity problems, female workers status at the age of 55 years old, 10 years of continuous service must be retired. So the first hidden message is that the subject is a cadre status.
Hidden information two:
Then analyze the second hidden information, the current system, only part of the region's female cadres above the level of the deputy can choose to retire at the age of 55 or 60 years old, or to the age of mandatory retirement, who cares about your health, who cares about whether you can do your job, how many people are waiting for you to the local it. Therefore, the subject is bound to be a cadre above the deputy division level or the equivalent of the deputy division level above the non-leadership position.
Hidden Information 3:
Next, we analyze the third hidden information, professor, a very professional word, more in some colleges, hospitals or scientific research institutions. In this case, we can roughly analyze the income during the working period, should be significantly higher than most people, also higher than the monthly income of the retirement pension. At the same time, the social status of the job will be significantly higher than most of the positions, so it is clear that continue to work in the job pay and status can continue to maintain, in the face of the current policy of delayed retirement, the future of a few more years of work is not an impossible thing.
Reasoning information:
According to the previous 3 information, and then the 4th information. The subject and most people compared to the economic conditions, social status and family pressure should be more superior than most people, after all, state-owned hospitals, colleges or scientific research institutions pay treatment is naturally not low, 55 years old or so age is also just after the child into the workplace, to be married to be married to the age of the child, in such a relatively strong educational atmosphere of the family, the child probability of excellent, and the subject also has a relatively high social status, the child's work will not be worse than that of the child. The child's work will naturally not be bad. Therefore, in the normal perspective of consideration, the subject will not have any other burden!
Extended message:
Next, the fifth message, which is the extension of the fourth.
The fifth message is an extension of the fourth. And, as a professor, the subject has received higher education, and her understanding of various systems and regulations is higher than that of the general public, and we can think of things that the subject can grasp, in this case, can make her waver in her thoughts, and consider whether to retire early. This shows that she is different from most of us in terms of the things and goals she pursues.
This is very simple, the age of the body in the field of learning, research is very easy to eat, and due to the age of the understanding of new things and new concepts need time to change, it is very easy to delay their own work efficiency and work achievements.
In the specific work, many problems are caused by the increase in age, if there is a focus on the problem, it is likely to be the problem of the working atmosphere, in an unhappy place, and a group of unhappy people to work, will definitely affect their own work energy, and even affect their mood of life.
My suggestion:
In summary, the subject and I such as most people are different, do not care about the extra three melon two dates per month, the family and the community probability of no negative burden, then the source of entanglement is the body and the work of the two aspects, however, the body is the money, the work atmosphere is the source of the mood.
Suggestions: leave home early to enjoy the old age, while the body is good travel tours, focus on some of their favorite hobbies, planting flowers, walking birds and dogs, enjoy life is also a good choice!
All subjective, please refer to eat!
To talk about this issue:
First of all, it is advisable to choose to retire at the age of 55, although it is said that in 2015, the state has issued a relevant document stipulating that lesbians in administrative organs of the deputy level (including deputy researchers) and above and lesbians in senior titles of professional and technical units are free to choose to retire at the age of 55 or 60 years old.
This is a new policy introduced by the state, then with the above conditions for lesbians, I think the general should be based on their own physical health status, whether they can continue to better fulfill the work tasks and the nature of the work of the post and many other factors to consider.
I look at it this way: First, in terms of professional and technical positions for lesbians, should be carefully considered, especially in the work of teachers, lesbians recommended or choose 55 years of age to retire appropriate, if you choose to retire at the age of 60 years and the "nature of the work, the task" most of them remain unchanged, even if the school leaders concerned about the fewer arrangements for the classroom but after all, still adhere to the station! "podium", after 55 years of age can adhere to; another career post "senior title" number of positions are generally very tight, whether it is education, health or most of the other "title series" are basically implemented "assessment and recruitment of separate", some of the young colleagues, although the assessment of the title of the senior positions can be no The empty post can be hired, so it is inevitable that there will be opinions and ideas, in fact, after 55 years of age to continue to work, although you can continue to receive a normal monthly salary and even have the opportunity for a pay rise, but there will be a lot of discomfort, weighing the benefits of early retirement is appropriate.
Secondly, engaged in administrative work of lesbians, after 55 years of age on the division cadres are almost all turned to "non-leadership positions", the work task is relatively reduced, the pressure of work is also naturally reduced a lot, such as good health, 55 years of age, after the retirement of this no more things to do so that the choice of 60 years of age, after all, and then work for five years, from the point of view of the economic income, the working wage Than the retirement salary or a few thousand dollars per month, but if the family economic situation is not bad, more care more this money, then it is recommended that the choice of 55 years of age to retire, more to accompany the family, more freedom and ease some.
I live in the district is a higher education dormitory area, around the neighbors have a lot of this situation, in order to retire the problem, they are also racking their brains, in the end how to choose, look at their situation, perhaps more representative.
Seriously, often and some professors contact, they talk about more is the work and treatment of the problem, to the age of 55 years old or so, career development is basically to the ceiling, a lot of associate professors have been looking at the peak of the rest of the heart.
Nowadays, university teachers have about a dozen courses a week, which is not a lot, but at their age, it is very hard to stand on the podium for such a long time, so psychologically, they are willing to choose to retire at 55 years old.
However, this is not the case. Many people I know have chosen to retire at 60.
Now associate professors have a monthly salary of about $8,000. If they retire at 55, the actual pension in their hands will be less than $6,000, and if they consider other incomes such as housing provident fund, their monthly income will be reduced by close to $3,000, which is a lot of money for many associate professor families.
From the 8 professors and associate professors I know who have reached the age of 55, only 2 of them chose to retire at the age of 55. One of them has a son who works in Tianjin, and his daughter-in-law is about to give birth to a child, and chose to retire early because of this reason; the other one is a professor, and she retired for more reasons, one of which is that her family's conditions are relatively good and she doesn't need to spend money on it, and the second one is that she has already got a grandson, and although he is in the local area, he needs to take care of him most of the time. The other is a professor who retired for a number of reasons.
Another associate professor, in a rather special situation, could not make up his mind and gave the choice to his son and daughter-in-law, and the result was that the child's choice was for her to continue to work, and if she gave birth to a child, to let her mother-in-law take care of it first.
So, on the question of when a female associate professor chooses to retire, it's also a family affair, or my original point, which is that usually, if you want to choose to retire at 55, you must find yourself a reason, either because your body can't take it, or because you're taking care of the old people or your children, or because you're engaging in a second career, or it's better not to choose to retire at 55.
I am now 38 years old, it is a pity that by the time I am 55 years old I should have delayed my retirement, otherwise I would definitely retire at 55.
2010 work, in order to assess the deputy high title, apply for projects, write articles, articles are difficult to write, but want to send in the C publication is much more difficult to send in the top C publication is even more minuscule for me, there are two titles are because of the low level of the article (is a C publication, but not the top) was taken down, the third time in 2018, finally because of the application of the second national social science, as well as in the Shanghai Ancient Books Publishing House published a monograph barely rated.
I feel that in order to evaluate the vice high, I have been drained, and I don't want to be a professor anymore, I just want to finish the current project, let nature take its course, and live a comfortable life, read the books I like, study the subjects I am interested in, and write an article that doesn't have to be submitted to the C journals, and can be published on it.
1 over the year 58 years old I am in the extended retirement, the reason for the extended retirement is that their work is not very tired, and do not want to take the child, three years ago, the new house there is a loan to pay back, so the money is also one of the considerations; and then work for so many years, already used to go to work. Mahjong do not play, dancing and singing will not, once a few attempts to go to the square want to join the senior square dance, have ended in failure, feel that that is not their own play, and people out of place.
There is also a lot of colleagues continue to go out to work after retirement, rather than give private dry better to the public sector to do more worry. So in 15 years at the age of 55 when the time to retire decided to delay retirement.
Now sometimes I feel a little tired, especially in winter, when I go out to work at 7:00 in the morning, the sky is still dark, and when I get off at night, the sky is dark, and I feel like I'm wearing a star and the moon. Then there are other students and friends who often go out in groups and travel, and they can't go along with the tourists. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and then you can get your hands on some of the most popular products and services in the world.
The bad thing is to continue to occupy the post affecting the young people to promote, the young people will hate us these extended retirement crowd.
The civil service those things, take you to understand the civil service this career!
Whether you choose to retire at 55 or 60, it depends on your own situation!
Considering the income, if you choose to retire at 55, then the five-year housing fund you certainly can not get, there is also early retirement, you can only receive a retirement salary, and the salary of the incumbent is also a big gap, and you also pay less than five years of social security, less than five years of contributions, the treatment will be a lot of difference! Of course, if you have a high level of technical skills, you will be hired after retirement, higher pay, it is a different story!
From the choice of lifestyle considerations, if you do not care about this income, just want to choose the life you want, you can choose to go out with your loved ones, or to help their children with children, you can choose to live a comfortable life, then 55 years of age retirement; if your work is not very busy, and the need for this income, you can choose to retire at age 60.