Especially on occasions like New Year cards.
Happy new year (しんねんかいらく)Shinnen
Kailaku
I wish all the best (ばんじにょい)Banji
Nioi
Good luck in the Year of the Tiger (こねんだいきち)Konen)
extremely lucky
Vernacular pronunciation Happy New Year
New year's day.
The other two are copied as they are.