1. Difference in treatment. Institutional retirement pensions are high, and there is an occupational pension gap. Outside the system are generally insured contributions are paid at the minimum base, the vast majority of enterprises do not have annuity benefits, the pension treatment gap is very difficult to make up. Pensions within the system are higher than pensions outside the system. Take my family for example, is outside the system, belongs to the enterprise workers retirement, insurance contributions are paid by the minimum base, and there is no annuity treatment, pension treatment gap is very difficult to make up. Now retired for a few years, the wages in hand is only about 2000, each year, although it will rise, but only will rise a 100 so, my other elder teacher retired, the pension got 5000-6000, so look, the gap is coming. And the principle of pension is to pay more, pay more, long pay more, so some units work 30 years or even 40 years, the pension will naturally be very high.
2. Protection. Retirement within the system is more secure, such as involving the late have from time to time before the issuance of bonuses or some of my special circumstances, or old age and sickness have certain subsidies. And outside the system, basically after retirement and the original unit has nothing to do, a lot of problems can only think of their own way to solve, either directly to the local community.
3. Social status. The higher the rank of the good comrades, after retirement or a certain status. Institutional retirees also have to enjoy the corresponding political treatment according to the pre-retirement position and rank; some of the personnel outside the system, despite the fact that in the post when the remuneration package is very high, the position is also very high, but there is no administrative level outside the system, do not enjoy the rank treatment, the retirement pension is relatively low, in addition to the pension, there is virtually no other treatment.
4. In terms of personal happiness. Or the system retired more fragrant, I see some of our unit some retired old comrades, basically old age life is still quite colorful, painting, writing calligraphy, at home with grandchildren, basically the pension is also more than enough. But some people outside the system, retired, but the hands of 1000-2000 pension is still limited, some will start to look for a second career, to start a new round of work, basically there is very little time to stop and rest. But the comrades outside the system, if you retire, is also not subject to other restrictions and constraints, while the system of retired old comrades to follow the same system of rules and regulations, still not able to let go of their own.
On the whole, the system after retirement than the system outside the comrades to get their hands on more pensions. In short, if you have the opportunity, you can consider entering the system, a stable, a life-long security it.