The 60s are already in their fifties, and many of them are still working in the city, because at this age they can be said to have an old man and a young man, and the burden is very heavy, and if they have a son, they need to help the son to buy a house, the wedding bride price, etc.
The 60s are already in their fifties, and many of them are still working in the city. If you're a little older, you'll have to rely on your son's family to support you, but there's another problem: if your son or daughter is an only child, the burden on the next generation will be even heavier because they'll have to support four elderly people.
The good thing is that today's social security, pension insurance is slowly being implemented in rural areas, so that the elderly have an additional layer of protection, pay a few hundred dollars a year, after reaching the age of 60, you can receive subsidies.
Another kind of pension is born and raised in the rural part of the elderly, they rarely go out, did not go to the big city to work, has been in the field of farming, but the crops in the field of one or two old people can not plant a lot of, and now also vigorously support the three rural, but can earn money basically 70,80 after 60 because of the overall cultural level is very low, to accept the new things harder or slower, many of the modern agriculture is not able to do. The modern agriculture is not able to do a lot of things. This part of the old age is more tired, because in the farming can not earn much money, so the savings are not much, but they can still do when they are still able to do "self-sufficiency", in addition to the children's support, to solve the problem of normal life is still possible.
The relevant parties are also improving the pension system, and I believe it will get better and better, so that the old people have something to rely on! Take our village, those 60 after the widowed elderly are arranged to live in the unified planning of the security of the house, or to help those who do not want to move to the security of the elderly to build a house, although not big, but better than the old adobe house or a lot of good, and every month there are rice and oil and other subsidized items, can be said to be very good.
The status quo is:First, on their own. Now 50.60 most people in rural areas still go out to work, rely on their own hands to survive.
Second, rely on their children. A small number of people have successful children, home to help their children with grandchildren.
Third, rely on the state. Rural people over 60 years old who are not enrolled in the social security system can receive a monthly pension of 100 yuan.
The huge rural 50.60 after the people rely on their own old age must be a minority. The state can take out 20% of the shares of state-owned enterprises to subsidize urban retired workers, why not take out 10% of the shares of state-owned enterprises to subsidize the 50.60-year-olds in rural areas who do not have social security? They are the generation that is forced to deliver public grain to the state. The state forces down the purchase price of food to provide rations for urbanites in cities and factories, so does the state have the responsibility to solve the problem of elderly people over 60 years of age living in a guaranteed chapter? Even if you receive 300 yuan a month, you can at least solve the problem of rural warmth.
I was born in 62 years, we planted corn in those years, they do not eat enough to pay the ration, divided into fields to households also have to pay the contribution (that is, how much money per bigha of land to pay to the brigade). On that reasoning to go to their own farming also have to give the state money, now everyone tired of a disease, agricultural work can not be done, no one wants to work, hard work to save some money for their children to go to school and get married, and now it is penniless, relying on their children they do not want to be wide. So the state should that out to the retirees of ten percent of the complement to the farmers, farmers can be free of intensity day.
Since the reform and opening up, some farmers began to step into the city to work to earn money to subsidize the family, and then it is the tide of migrant workers to the city development, there are a lot of people also earned money at home to build a building. The flow of time, a blink of an old batch of working farmers have been growing old, especially after some 60, in 2019, some farmers have been 60 years old, the future should rely on what old age? Listen to what the old farmers say.
This year, some of the 60 after is also into the old age, if the city has a guarantee of them, now it is already can be retired at ease pension, every month you can receive a lot of pension, and the old man to go out Tourism play. However, for the migrant workers without security, which is obviously impossible, live to old age is their true portrayal of old age, can over see the children and grandchildren to start a family is undoubtedly the most happy thing. So many people want to hear what the old farmer said, and how to consider the problem of old age.
Some of the old farmers said that the times have changed and nowadays, raising children is not expected, the biggest wish is to hold grandchildren quickly. As for the problem of their own old age, the old farmers said that now there is no hurry, can still work a few more years, until they really can not do it and then go back to it is not too late. By then back home, they can continue to plant a little bit of land, save a little bit or can make do, the child is not easy to earn money, make do on the line, and so on in the future the old really can not do, and then look for a child.
In fact, these are the old farmers are too much to worry about, in the future the development of rural areas is certainly more and more good, if the village has some planting big development, the old farmers can also be transferred to the land, so that each year can also get a lot of subsidies. And the country for farmers aging pension problem also came out a lot of people's policies, in addition to paying pension insurance can receive pension, there is also the old age allowance. Of course, the state is also embarking on a large-scale for the elderly problem, in the rural areas to build some centralized pension place. With this question now let's explore together.
The question of old age, whether in the countryside or in the city, is a topic of general concern in Chinese society. City old people have a pension can take, and every year the pension has a different degree of increase. But the rural pension insurance in many areas to promote slower. At present, in some places, the elderly in rural areas can only receive two or three hundred yuan of pension per month.
The most embarrassing is living in rural areas after 60 groups, the age of more than fifty, the vast majority of people do not have a pension, they later how to pension? From the current situation, the rural post-60 group, although they are already more than fifty years old, but have to face two major pressures: on the one hand, if the son or daughter is an only child, the burden of the next generation will be very heavy, while the previous generation of elderly people's maintenance obligations but also to do. If there is a son, they need to help the son to buy a house, marriage bride price, bring grandchildren and so on. On the other hand, the rural post-sixties group has a low level of culture, slow to accept new things, to promote modern agriculture is more difficult, so the ground crops crops one or two old people can not grow much, the annual income is also very limited. So, now the question comes, China's population is mainly concentrated in the 50, 60 after the two groups, and as more than 50 years old after the 60 group, will soon enter the age group of 60 years old and above, how to solve the problem of rural elderly people's old age? What will they rely on to retire in the future?
First of all, by themselves, by their children, by the state. Our country stipulates that rural people over 60 years of age who do not participate in social security can receive two to three hundred yuan of pension per month. If the children are filial, and then subsidize a little to the old man, the old man and then all kinds of self-owned land, sell agricultural products, do some handicraft work, so that barely can live. Of course, you can also go to the nearby townships and factories to work in your spare time. Anyway, in the countryside, it is not possible for the 50- and 60-year-olds to be idle at this time, and some of them will have to work in the fields even in their 80s. Furthermore, rural 60-year-olds can participate in rural pension insurance, some people say they have never participated in the pension insurance, which do not have to worry, because many areas now also allow a one-time payment before the age of 60 to complete the required 15 years of fees can be directly to handle, you can enjoy the pension treatment after retirement. So, the old man as long as there is a willingness to participate in the insurance, that a one-time can make up the cost of 15 years, in which case you can receive the basic pension treatment on a monthly basis.
Finally, the huge rural 50, 60 groups rely on their own old age is, after all, a minority. Since the state can take out some of the shares of state-owned enterprises to subsidize the pension loopholes of urban retirees, why can't it sell some state-owned assets to subsidize the rural 50-60 post-social security old people? They are the generation of people who are forced to deliver public grain to the state. Back then, the state forced down the purchase price of grain to provide rations for the cities in the cities and factories, so the state should have the responsibility to solve the basic livelihood security of the elderly over 60 in the countryside. Even if each person receives 800 yuan or 1,000 yuan a month, it can at least solve the problem of rural subsistence.
Hello building owner, as the rural retired elderly speak, in fact, they can also get the basic pension treatment, so that let us participate in a basic pension insurance, you can let yourself and then reach the age of 60 years of age and above the legal retirement age, to get a basic pension treatment, so this way you can make their own late retirement life has a basic guarantee, because of the In this way there will be a stable income.
Rural pension insurance has a benefit, that is, although they have not participated in the previous pension insurance, is not necessary to worry about, because so far, many areas are still allowed to 60 years of age before the completion of a one-time retroactive payment, the cost of the required 15 years of direct access to the retirement enjoyment of pension treatment, so that as long as they have to enroll in the willingness to participate in the insurance, then a one-time retroactive payment 15 years of fees, so that they can be monthly, and the cost is not the same as the cost of the old age, but the cost of the old age. The first thing that you need to do is to make sure that you have the right amount of money to pay for the program, so that you can receive your basic pension on a monthly basis.
According to the different economic conditions of the individual, choose a contribution standard suitable for their own, then the higher the contribution standard means that they can get a higher pension, on the contrary, if the contribution standard is lower, then the pension treatment is relatively low. Therefore, choose to pay the basic pension insurance to get the pension treatment, is the most, the basic guarantee of our old age.
I am 60 years old, I do not want to rely on anyone, tossed half a lifetime is still poor, the God of Fortune seems to have no relationship with me, when I was young, from time to time also owed a little famine, relatives are also far away from me for fear that I borrowed the money it is not a few friends, friends, friends, but also just friends of the wine, together with a drink is okay, if the light to the money tools are silent.
When I was 20 years old, I started to run for my life, and I have been tossing and turning until I was 40 years old and still poor, so I raised my children to work, and I thought I should save up some money, so I could prevent the old man from getting old! So I came to the child's work in the city to find a job, after nearly a decade of hard work and thrift also saved 2O million, I want to continue to work for two years and then save a few tens of thousands in case the old poor.
As a rural people do not have any social security, so they can only be in their own still able to labor time do not idle, save a few money, and later there is a headache, want to eat something are convenient, than to reach out to their children to be much more convenient.
I am after the 60s, when a few years as a farmer, to not be willing to do so, and then studied with a formal job. Wife rural, no work, after marriage I planted a few years of land. I have a right to speak on the issue of old age.
My pension problems need not be said, retirement should naturally have a pension. However, from the beginning of the marriage, I have been thinking, how to do when my wife is old? Without a pension, not only is it difficult to live on your own, but your children will also be dragged down.
Of course, if both husband and wife are healthy and have a long life, it is possible to use my own pension. However, the key is that generally speaking, male life expectancy is short, female life expectancy is long, I have a long and short in the middle, my wife is not no economic source? So from early on I've been trying to solve this problem from time to time.
I know that the pension can not rely on the state, the state will not give anyone a pension for nothing. I know that you can't rely on the state, the state won't give anyone a pension for nothing.
I went to work and found a temporary job for my wife, but not only was it a low-paying job, but there was no pension, so there was no future in it. So let his wife quit her job, we husband and wife to discuss a small business, by his wife to lead, I spare time to help. At that time in the town opened a small department store, the store is more than forty square feet. The first year of business is not good, remember one day only nine dollars turnover. The first year of business was not good, but I felt much better than the temporary worker, who was only given two hundred dollars a month.
In the process of running the store, people kept coming over to chat, and some of them gave me ideas and solutions for my store. Slowly I was inspired, finally found the idea of business. 2000, when the small supermarket is still a new thing, I boldly department store development into a small supermarket. Bought a new supermarket shelves, marked prices, open store, let customers choose. Due to the two schools in the neighborhood, the flow of people is not small, the style is relatively new, all of a sudden sales came up. The store was often crowded with students. I remember at that time my monthly salary was only a few hundred dollars, anyway, not to a thousand. But a small supermarket can earn one or two hundred or even five or six hundred a day. So we were very encouraged. Small supermarkets continue to develop, more varieties of goods, and then changed the large store, turnover continues to climb. To the third year, and the development of several chains. Several stores together profit, but also from time to time to receive school orders. By 2003, a day to earn five thousand six thousand. A few years down the road, really have the feeling of being a big spender. But I know that doing business has its ups and downs, and I should do long-term planning when I earn money.
I haven't forgotten about my wife's pension. At that time, the very implementation of buying a house. So I used the money earned, a million in 03 years to buy a store; 04 years and seven hundred thousand to buy a twenty-five tons of wheeled cranes, cranes are more profitable at that time, and there is a wife's younger brother in the form of a share of the partnership; 05 years also bought two road rollers. Go to repair the road to work, the monthly package of 20,000, the road repair party is responsible for gas and give the driver food and housing, we are only responsible for the driver's salary, a dry a few months, not too much effort. Raise the road roller may be generally worried about the doorway, in fact, when you have money, more friends, the doorway naturally have. Later on, I also bought a booth in the mall for rent. When I heard that you can pay social security, immediately pay the wife social security, Medicare. At that time, the policy was more relaxed, you can pay a few more years at a time, pay enough for fifteen years to the age of the pension. The first thing you need to do is to get your hands on a new car, and then you'll be able to get your hands on a new car, and then you'll be able to get a new car.
This kind of money, it seems easier to say, in fact, the real process of doing business is also very difficult. I use the rest time to go to the goods every time, not only on Saturday and Sunday, but also sometimes at noon to use a short time to go out to go. The New Year, when everyone was on vacation, was also the busiest time for me. At first, I went out to stock up, only a broken motorcycle, with a little bit of the back seat, tied with a rope, and I was afraid of not being able to sell more. Later, when the sales got bigger, I hired those gasoline tricycles that were rented out in the market, then I hired minivans, and then I bought my own van. Finally, the bigger sales were when the wholesalers delivered the goods to the door. It's cool to think that back then several wholesalers competed to deliver to me. Doing business is difficult in the beginning stages. As the saying goes, everything is difficult at the beginning, the key to hold on at the beginning, dare to innovate, and constantly find ways to solve problems, to a certain extent, it is much easier. It seems that all things, from zero to sixty is the most difficult stage, the most can test a person's creativity and willpower stage.
Now most of the business we basically do not do, the age of a large number of children have become a family, I also a few years on the retirement. My wife has taken the pension brought by the social security, less than sixty, the body is also good, by the way, do what you can do small business, plus store subsidized, the day is also considered well-off it.
I have to say to our peers after the 60s, you should plan to retire early. We all have more than fifty, and then think of the problem of old age is indeed a little late, but it is better than not wanting to. If you have not prepared for retirement before, I advise you, you can continue to work, but do not give all the money to the children to spend. You must have money in your hand. In your fifties, you can still work for a few years, not too young, not too old. It is not easy to find a job, you can start a small business, even a small business is better than a part-time job. My experience is that in business, it's not easy to make more than 20,000 to 30,000 dollars a month, but it's not hard to make 5,000 to 10,000 dollars a month, and there's not a lot of risk in small business in general. When you've saved enough money, it's good to talk about other things. If you have the opportunity, don't turn down Social Security Medicare. You can't lose by paying into Social Security Medicare. It is impossible to have a pension just because you have paid the public grain, because the public grain is only equivalent to the agricultural tax. In fact, regardless of the workers and farmers are paid taxes, only social security and pensions are linked. In principle, social security is not a national treasure, that is to say, social security is their own payment, not the state to give. Pensions come from social security, and the money for social security comes from the people who pay into it; it doesn't matter if you mess with the state. Even if the national treasury subsidizes social security, it is mainly for those who have social security accounts. Some of us here are in our fifties and are starting to pay the city's flexible employment kind of social security, but of course we may have to pay until we are in our sixties or even seventies, which is a bit uneconomical. When you are really old, no longer able to work, have a pension, and nothing compared to that is not just a question of money, that is a psychological problem is very different. The first thing that you need to do is to get a good deal of money from the government!
As early as possible to do their own pension plans, after 60 years. Not to rely on the sky, not to rely on the ground, not to rely on the children, the state can not give you for nothing. The first thing you need to do is to make sure that you have a good understanding of what you're doing.
The problem of old age, whether in the countryside or in the city, is a topic of general concern in Chinese society. In the city, the elderly have a pension to take, and every year the pension has a different degree of increase. But the rural pension insurance in many areas to promote slower. At present, in some places, the elderly in the countryside can only receive two to three hundred yuan of pension each month. The most embarrassing is living in rural areas after the 60 group, the age of more than fifty, the vast majority of people do not have a pension, they later how to old age?
From the current situation, the rural post-60s group, although they are already in their fifties, have to face two major pressures: on the one hand, if the son or daughter is an only child, the burden of the next generation will be very heavy, while the previous generation of elderly people's alimony obligations but still have to do. If there is a son, you need to help the son to buy a house, marriage dowry, etc.. On the other hand, the rural sixty groups of low cultural level, accept new things more slowly, to promote modern agriculture is more difficult, so the ground crop crops one or two old people can not grow much, the annual income is also very limited.
Well, now the question comes, China's population is mainly concentrated in the 50, 60 after the two groups, and as more than 50 years of age after the 60 group, will soon enter the age group of 60 years old and above, that the rural elderly how to solve the problem of old age? What will they rely on to retire in the future?
First of all, by themselves, by their children, by the state. Our country stipulates that rural people over 60 years of age who do not participate in social security can receive two to three hundred yuan of pension per month. If the children are filial, and then subsidize a little to the old man, the old man and then all kinds of self-owned land, sell agricultural products, so that can barely survive. Of course, you can also go to the nearby townships and factories to work in your spare time, anyway, in the rural areas of 50, 60-year-olds at this time is not likely to be idle, and some of the rural elderly to the age of 80 years old to go down to the farm.
Furthermore, the rural 60-year-olds can participate in rural pension insurance, some people say they have never participated in the pension insurance, which do not have to worry about, because many areas now also allow a one-time payment before the age of 60 to complete the required 15 years of fees can be directly to the processing, you can enjoy the pension treatment after retirement. So, the old man as long as there is a willingness to participate in the insurance, that a one-time can make up the cost of 15 years, in which case you can receive the basic pension treatment on a monthly basis.
Finally, the huge rural 50, 60 groups rely on their own old age is, after all, a minority. Since the state can take out some of the shares of state-owned enterprises to subsidize the pension loopholes of urban retirees, why can't it sell some state-owned assets to subsidize the rural 50-60 post-social security old people? They are the generation of people who are forced to deliver public grain to the state. Back then, the state forced down the purchase price of food to provide rations for the cities in the cities and factories, so the state should have the responsibility to solve the basic livelihood security of the elderly over 60 in the countryside. Even if each person receives 800 yuan or 1,000 yuan a month, it can at least solve the problem of food and clothing in rural areas.