Tangshan Housing Provident Fund Management Center has made it clear that the maximum amount of individual housing loans for single and double payment of employee family housing provident fund is adjusted from 600,000 yuan to 800,000 yuan. The purchase of passive ultra-low energy-consumption self-occupied housing with two-star and above green building standards will increase the loan amount by 20%, with the maximum loan amount of 960,000 yuan. The maximum loan amount of Tangshan Phoenix talents is 6,543,800 yuan. The maximum loan amount for high-end innovative talents introduced from caofeidian area, China (Hebei) Pilot Free Trade Zone is implemented according to the original policy, and the maximum loan amount is 6.5438+0.2 million yuan.
In addition, when employees buy a second self-occupied house, the minimum down payment ratio is adjusted from not less than 60% to not less than 30%, and the loan interest rate is 1. 1 times the personal loan interest rate of the first housing provident fund announced by the People's Bank of China in the same period. Buying the first set of self-occupied housing still requires a down payment of not less than 30%.
According to the data of Tangshan Statistics Bureau, in 20021year, the operating income of Tangshan real estate industry was1.64 billion yuan, with a cumulative increase of 5.4%, while the total profit decreased by 1.6%. The total output value of the real estate industry was 20.76 billion yuan, with a cumulative decrease of 0.2%, and the growth contribution rate decreased by 0. 1%.
In terms of real estate development, the housing construction area in Tangshan last year was 38.944 million square meters, with a cumulative increase of 8.4%, of which the residential construction area was 30.792 million square meters, with a cumulative increase of 8.8%; The completed housing area was 2.867 million square meters, with a cumulative decrease of 3.2%, of which the completed residential area was 2.332 million square meters, with a cumulative decrease of 2.1%; The sales area of commercial housing was 5.824 million square meters, down 18.8%, of which residential sales were 5.485 million square meters, down18.9%; The sales of commercial housing was 47.37 billion yuan, down by 20%, of which residential sales were 45.565438 billion yuan, down by 20.2%.
According to the incomplete statistics of the paper, in recent years, many cities including Nanchang, Jiangxi, Xuancheng, Anhui, Dazhou, Guangdong, Dongguan, Zhongshan, Henan, Xinxiang, Quzhou, Jinzhong, Shanxi and Tianmen, Hubei, etc. have raised the amount of housing provident fund loans; Dezhou in Shandong, Nanning in Guangxi, Beihai, Ganzhou in Jiangxi, Zigong in Sichuan, Foshan in Guangdong and other places lowered the down payment ratio of the second suite.
Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that at present, local governments are actively releasing loose signals, and maintaining the stability of the property market has become a unified action of all localities. On the whole, the real estate control policy in 2022 continued the policy direction in the fourth quarter of last year. On the whole, the loose property market policy is the market development trend. It is expected that more and more cities will issue property market regulation policies, and the real estate market is expected to gradually stabilize in March-April 2022. First-and second-tier cities are expected to take the lead in entering the market.