Not paying social security for those who have millions or even tens of millions of deposits of the rich is not much impact, but for our civilian family name on the impact is too big!
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Not paying social security for those who have millions or even tens of millions of deposits of the rich is not much impact, but for our civilian family name on the impact is too big!
When people get old, they can't earn any money, and they are sick and tired because they don't have to pay social security, so they don't have the basic pension and health insurance to enjoy. People according to the provisions of the insurance contributions to the age of the people are retired at home to enjoy a comfortable life in old age, while they are not paid social security, but also in the digging out of the mind to think of where to go to earn a living wage it! At that time really can not do, there are only two ways to go: one is to use the limited savings, and is less and less, and finally used up; two is to look for children's support, increase plus children's economic burden and mental burden, and ultimately there may be because of their old age, medical and other heavy financial burden, resulting in the children's day to day living in straitened circumstances.
Now all people have the right to participate in social pension insurance and medical insurance, if they take the initiative to give up this right to participate in the insurance, and ultimately lead to old age, old age, no medical care is extremely irresponsible attitude towards themselves and their children. The first thing you need to do is to get your hands on a new pair of shoes or boots.
We are not talking about the high level of five insurance, at least two of the pension insurance and medical insurance must go to participate. The first thing you need to do is to get your hands on some of the most popular products in the world, and you'll be able to do that with your own personalized products. Both of them do not have high incomes, and at a young age they start to enjoy a comfortable life of nibbling on the old, now there are grandparents to nibble on, but in the future the grandparents are no longer there, and their parents are old, and do not have a penny to live on, this heavy financial burden will certainly fall on your shoulders. Must urge them to work hard to earn money, as early as possible to participate in the social pension insurance and health insurance, this kind of get by, muddle through life, the ultimate sadness is their own, but also woe to the children with them the same as living in the precarious days.
Hello owner, do not pay five insurance and one gold, what happens when you are old? I think this question is divided into two aspects, the first aspect is that they really do not know how to pay five insurance a gold, that is to say, they do not have such a sense to teach to take five insurance a gold, so cause they may be in the future to reach the legal age of retirement before realizing this problem, only to know that do not pay the five insurance a gold, the result is very difficult to accept for themselves. If this is the case, then I think it's true that the concept of five insurance and one gold is not popularized.
There is another situation is, knowingly not for, that is to say, they have the consciousness to pay five insurance, but because of the high cost of their own give up. In that case, though, you may not pay five insurance and one gold when you are young, you don't need to pay the related costs, for example, you as a flexibly employed individual, then you don't need to spend more than 10,000 dollars a year to pay the cost of contributions. Although that reduces a certain amount of economic pressure, but at the same time after their old age, then there is no source of pension income.
So do not pay five insurance a gold two aspects, in fact, the result is the same, is that they do not have access to a basic pension treatment, of course, this medical insurance you have been able to participate in the new rural cooperative, or urban and rural residents medical insurance, this is to enjoy the reimbursement of health insurance treatment, but pension treatment will not be able to obtain, and ultimately, for their own old age retirement, will have a great impact or even for you, you have a great deal of time and money. A great impact even for you. If you don't have any economic income, then you may have a greater economic burden on your children's bodies, so that for our children's consideration, for our own future retirement life, should go to pay a basic pension insurance.
Thank you for reading, please add my attention.
What happens in old age if you don't pay the five insurance policies? For those who have a unit, should pay five insurance, but for flexible employment , in fact, the most important or pension insurance and medical insurance, when we are old, retired, if there is no pension to do support, no medical insurance to do protection, in addition to a few big money family, the general public do not need to say, it is completely imaginable! The answer is yes.
Before discussing this issue, we have to do a basic understanding of the concept of five insurance and one gold. The so-called five insurance, in fact, is the urban workers social insurance in the pension insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance, five insurance belongs to the content of the social insurance, is managed by all levels of social security institutions, is the most core of the basic elements of the construction of social security system; a gold, we usually refer to is the housing provident fund, the housing provident fund does not belong to the scope of the social insurance, but in order to protect the employee The housing of a basic fund accumulation, is through the deposit of housing fund, when the deposit accumulated to a certain amount, we buy a house, can be used to pay the down payment for the purchase of a house or for housing fund loans, in essence, housing fund is equivalent to a unit of welfare nature of treatment.
As the five insurance belongs to the social insurance, is the content of social security, a gold belongs to the scope of the unit welfare, the two in the contribution requirements are completely different, the five insurance by the social insurance law constraints, but also written into the labor law and the labor contract law, so it is belonging to the scope of the employer must be paid, do not pay it is illegal. Housing provident fund by housing fund management regulations, neither written into the labor law nor written into the labor contract law, just ask to pay, but do not pay is not illegal, the most is also subject to administrative punishment, and the punishment is very small.
From the above analysis, we can see that the five insurance belongs to the category of mandatory payment, a gold is a requirement to pay the content of the proceeds of the group are unit workers, so as long as the unit workers, generally must be mandatory payment of five insurance, the requirement to pay a gold, so the units of workers, at least five insurance is guaranteed, even if the individual units do not pay the insurance, as long as the employees reported or complained about, or apply for labor arbitration, all will be given the right to pay the insurance, and the employees will be able to pay the insurance. Or apply for labor arbitration, will be resolved, are required to assume the obligation to make up the payment, if the payment can not be made, in accordance with the Supreme People's Court Labor Dispute Judicial Interpretation III, but also to bear the responsibility for compensation.
But according to the provisions of the Social Security Law, flexible employment can only pay pension insurance and medical insurance, because there is no fixed occupation, so there is no way to pay unemployment insurance, maternity insurance and industrial injury insurance is the employer to pay, the individual can not be paid, the housing fund is also for the unit and the individual, for the flexible employment to pay the housing fund does not have any substantive meaning. At present, China's social insurance is designed in accordance with the goal of "multi-level, full coverage and basic protection", so pension insurance and medical insurance constitute the core and most basic content of social insurance, both urban workers' pension insurance and urban and rural residents' pension insurance; both urban workers' medical insurance and urban and rural residents' medical insurance.
The ultimate goal of social insurance is to raise funds for social insurance at a young age, and to solve the problem of old age and medical care in the future by participating in the insurance. According to the design of the system, as long as the minimum number of years of pension insurance contributions to reach 15 years, to reach the legal age of entitlement, the future can receive a monthly basic pension, and to realize the lifelong receipt, which is the core content of the basic protection; pay medical insurance, through the timely enrollment, timely payment, the goal of medical treatment will be able to achieve, the basic medical expenses can enjoy the basic reimbursement of the treatment, this is also the The scope of the basic protection.
In addition to the employed workers, for the flexible employed people, pay or not to pay the pension insurance, medical insurance individuals have a lot of discretion, also belongs to the voluntary payment. According to the law, you can enjoy a variety of social security treatment, did not pay, you can only see others to enjoy the treatment, they have money may be to the old age of food and clothing do not worry, may also have money to see a doctor, but for the people who do not have any savings, the old age can only rely on the children's pension, can only rely on the children's money to help you to see the doctor, the harm is not your own, but at home with the children and the whole family, the children's family, the children's family, the children's family, the children's family and the whole family. The first thing you need to do is to get your hands on a new pair of shoes, and then you'll be able to get your hands on a new pair of shoes.
In summary, not to pay five insurance a gold, mainly refers to employees in the workplace, if in the unit to work for a lifetime, because the unit does not pay five insurance a gold, work for a lifetime of workers in the old age is also in a situation of no support; for the flexible employment personnel, do not pay the pension insurance and medical insurance, the old age, there is no protection, in addition to relying on the family and the child, but also rely on whom? Who else can they rely on but their families and children? The only thing left is the word "regret".
Do not pay the five insurance and one gold, what will happen in old age? This is for the ordinary people, young people do not pay five insurance a gold, wait until the older life is more difficult, if their body in a disease and so on that is worse, if their children a little better conditions, can be filial piety to the elderly, only a little better, increase the burden of children. Some ordinary people when they are young always feel that the monthly payment of pension insurance seems to be not good, that they are still many years away from old age, they can not enjoy the pension insurance retirement pay is still two say that, so they do not pay the pension insurance. There are some people are now lower income, pay five insurance to their own hands not much money, think wait in the payment, but the more you wait to the end there is no payment, and so on, until old age, can only look at the other people can receive a retirement pension, so the heart is not balanced, always complaining about God and the earth. Some even children's conditions are not very good, can not help you, not to mention filial piety to serve you, if you have a little disease or something, I'm afraid you have to drag your generations of family members are tired. In fact, pay pension insurance is very important, which contains you sick to give you medical insurance life-saving money, and wait until you can not do the life of the money, as well as can relieve you to buy a house loan costs, etc., can be done so that you can live as long as the pension insurance can basically manage your minimum life to see a doctor and so on the problem, you have a retirement income can be said to do not have to look at other people's faces, and in case you go, to give you a little bit of disease, and so on. And in case you go, to give you the money to deal with the aftermath of the money, but also your family a pension, save to avoid the death of everyone said now can not afford.
#Money Management Contest Season 3#
Hello owner, do not pay five insurance and one gold, what happens when you are old? On this issue can be very clear to tell you, if you are not paid in the young time five insurance a gold in any kind of insurance, then the old later is not pension treatment to receive also can not enjoy the health insurance retirement treatment, on their own to speak of their own old age problem certainly to be affected by a great deal of constraints. Because now the mainstream means of old age even to speak, the vast majority of people after retirement, should get a pension treatment.
Because the pension is to ensure that we can retire after this stable source of economic income, and pension treatment he is not very high, so you have to ensure that at least one of the basic income to ensure that their own retirement life in later years, some people he may only pay 15 years of basic pension insurance, in fact, you can also get nearly 1,000 yuan. Pension guarantee, a most basic source of life is no problem. But when you do not go to the basic pension insurance, then the future is certainly not any pension treatment.
So for your old age retirement life will have a great impact, the simple point is that you see people may have a stable income, and you do not have any penny source of income, you are not need to rely on their own original savings to live, and even to speak to rely on their own children's subsidies to live, but in this way it will invariably give their own children to add a great economic burden!
These are the first time I've ever seen a child in the world who has been in the world for a long time, and I've never seen a child in the world who hasn't been in the world for a long time.
Thanks for reading and please add me to the list.
Hello, this is an interesting topic, I have been in the company for more than ten years to do human resources management work, encountered different age groups of employees for social security attitude, there are positive and negative. But in fact, not to that age, have not experienced, so the idea will be different. If you do not pay the "five insurance and one gold", how old will be, we look at the actual situation! If you are a wealthy family, please feel free to ignore! If you don't want to be old enough to be "pulled out of the tube", please be sure to pay attention to social security, especially health insurance!
Now the company employees are how to look at the five insurance and one gold?
First, for the social security "five insurance", usually with these views.
"Who knows what will become of the social security policy in the future, now pay, and later can not receive how to do?"
"Rely on that little pension? It's better for me to save up for my own retirement in the future!"
"It's not worth it to deduct so much money from social security every month!"
"15 years is too long, what if I can't enjoy it later?"
Two: Housing Provident Fund
"I'm not buying a house, what kind of provident fund do I pay?"
"If you pay for a housing fund, you won't be able to use it in your own lifetime, so don't pay!"
But since people know that the portion of the Housing Provident Fund that they contribute to can be claimed out, many people are no longer resistant!
If you don't pay the five insurance and one gold, what happens when you get old?
First, if their children are also under pressure, I'm afraid that daily food, clothing, housing and transportation are troublesome! Although the old with not much, but if the monthly pension of more than a thousand, at least food and clothing can be solved, do not have to look forward to the children to the cost of living, that is the most miserable! Older people, there should always be some of their own private money!
Second, if there is no health insurance, it is easy to be "pulled out of the tube" when you are old! We all know that the old food and clothing really do not spend much money! The most critical don't get sick, a serious illness, not to mention your own savings, even your children's money will have to empty! That's why you really see families in hospitals giving up treatment and surgery because they really can't afford it! When we were young, most of us said we'd just die when we got old! But if it really comes to that, the desire to live is strong! Just look at the dying patients in the hospital! So don't think that just because you're young, it doesn't matter!
Three, if you have social security, even if you die later, your children can still receive a pension, and inherit your social security balance.
These two are not only for their own sake, but also to reduce the pressure of children and family! Now the young people themselves are under a lot of pressure, if you are old and then add pressure to them, let them do? Why can't you buy social security while you're young? You are now indifferent, can not afford to buy social security, especially health insurance money, and so old, will be hundreds of times to change back!
Fourth, the housing fund, even if you do not buy a house, you can take out later, or your children can inherit. This is also equivalent to saving money for your children.
In a nutshell, if you don't think about your children's families when you're young, your children won't think about you when you're old! So don't ever fail to pay social security, especially Medicare, under any pretext!
I don't know how to say the words of the crown, I'll give examples around.
Parents do half a lifetime of self-employment, has not been paid five insurance a gold, but Foshan's policy is quite good, the village to help buy the health insurance, so our village men and women, young and old have a social security card, meet the sick hospitalization can be reported about 60%, greatly reducing the burden on the family.
About six years ago, we were able to make a one-time payment of 10 years' worth of pensions, and then pay a few hundred dollars a month for the next five years, so that we could receive a pension when we reached retirement age. My father was more stubborn and thought that it was not cost-effective to pay 70,000 to 80,000 yuan at once, plus he felt that the government's policy was changing, so he didn't buy it, and then the old people in the village who had paid for it could really receive a thousand dollars a month in pension one after another, and my father woke up at once. Parents in the first few years all at once to buy, but also to pay a few years, next year my father retired can be received, my mom can now receive a month of roughly a thousand dollars of pension.
For our generation parents have five insurance is a kind of maximum support. As for us after 80 after 90, retirement is still very far away, on the current social security savings, to our retirement is not necessarily money. We can only look forward to making more money and having great health. [Laughs][Laughs][Laughs]
# Money Management Competition Season 3 # Not pay five insurance and one gold, the old is no pension and health insurance.
The most important of the five insurance and one gold is the pension and health insurance, the pension makes the old have financial resources, health insurance makes the old time to see the doctor cost lower.
So people need to have a sense of paying social security. Social security as the name suggests is the most basic protection in a person's life, the most basic thing, we should not reject it.
To pay the five insurance is the urban workers social security, urban workers social security in the pension insurance and medical insurance are higher level, which is compared to the urban and rural residents social security.
In an enterprise to work, it is necessary to see whether the enterprise has five insurance and one gold, which is the most fundamental identification of the enterprise is good or bad. Now there are many enterprises are no provident fund, so there are five insurance is the most basic protection.
It is a very discerning choice to make some protection for your old age when you are young. Don't miss out on the whole social security thing because you want to save a little money.
Both pension and health insurance have a minimum number of years of contributions, so the sooner you start paying, the more proactive you are.
Why not pay five insurance, is irresponsible, if you do not pay the pension insurance, the family and then is the only child, then you can only rely on the children when you get old. The children can afford it, the children, such as their own life barely, that you a big life is not happy, in case the body has a big disease will be more painful. The current rural agricultural insurance individual should pay the full amount.
We advise the short-sighted people, should be timely to pay the pension insurance, to the retirement age to enjoy the national due protection treatment!
Not to pay the five insurance and gold, what will happen in old age
It is just wait for the retirement, other people take a few thousand land pension, and you are angry and said unfair. Other people in the payment of five insurance a gold, you in early retirement, enjoying the retirement of life, and so on the real retirement, other people with a pension to enjoy the retirement life, and you are in the life and running. The reality is very cruel 1. quality of life declines People who often shop or come out at night to walk a corner know that the square every day there are a lot of people in the dance, most of these people are retirees. On the contrary, another phenomenon, that is, the street cleaning (no discrimination intended). This is the difference, why other people retired can go to the square dance, to travel, while you are still busy for life. If you can pay a social security and receive a pension, I dare not say that the quality of life is the same as before retirement, but at least it will not be too bad. 2. Disease dare not see Age, people become fragile, change the day will live, and they do not pay social security, if even a commercial insurance is not worse, see a disease are hundreds of dollars or even thousands of thousands of dollars, and can not be reimbursed, you still dare to see a doctor? The first thing you need to do is to get your hands on a new computer, and you're going to have to do it. 3. You don't want to play Other people have thousands of dollars in pension every month, and they can go around eating, drinking, and having fun, and they live a life that is incredibly comfortable and enjoyable, and you're looking at your own gradually thinning wallet, and you want to go and play. Paying for five insurance premiums is not for the sake of being rich and famous, but only for the sake of solving the most basic life security. Social security to pay less money, high security, why some people do not want to be willing to pay, and so sick, retirement when the difference came out. There is no medicine for regret, pay social security to take advantage of, to the retirement age is too late to repent.