As a student, I have already begun to think about how to make better use of my five thousand yuan savings. It can be said that I have a good start in financial management. Financial management is not just about wealth, but about managing your own money and life throughout your life. Many students only use their parents' money to think about eating, drinking and having fun. However, students who know how to use their spare time to make money and manage finances will be better than children who only know how to spend money when they enter society in the future. You can carry out low-risk financial management, and it is recommended to deposit in Yu’E Bao. Students themselves have relatively little funds to invest, and many banks’ principal- and interest-guaranteed financial products have a minimum deposit amount of more than 50,000 yuan. Yu'e Bao, on the other hand, has no minimum deposit amount limit and is a monetary fund with high safety factor, low risk, and flexible deposits and withdrawals. It is equivalent to a current deposit, and the interest rate is comparable to the bank's three-year time deposit interest rate. In addition to financial management functions, it also has additional functions such as payment, water and electricity bills, etc. Therefore, it is particularly convenient for young people to use it, and they earn interest.