Expenses involved in general account opening: ① Account opening expenses: Account opening expenses vary from city to city, generally speaking, account opening expenses are 100-300 yuan/household; ② Account management fee: RMB unit settlement account with monthly average deposit less than 1 1,000-50,000 yuan will be charged 10-30 yuan every month (monthly billing period is 2 1 to the 20th of the following month); ③ Electronic receipt box: annual fee per household 160 yuan; ④ UK fee for online banking: 25 yuan/piece; ⑤ Gold guard fee: monthly: 30 yuan/month/mobile phone/account number, charged by article: 0.5 yuan for each message.