In 3 1 provinces and cities in China, the average pension level is as follows:
Although this is the data of 202 1, the social security pension has only increased this year, so it has little impact on the overall data.
As can be seen from the table, only one province in Tibet has an average monthly pension of more than 5,000 yuan.
In other provinces and cities, less than five fingers can earn more than 4000 yuan a month. There are many provinces and cities, all of which are below 3000 yuan per month.
Therefore, if you can get a pension of 3,000 yuan, you can exceed half of the retirees. At least 80% of those who can get a pension of 5,000 yuan are retired people.
The bank where I work cooperates with the Social Security Bureau, which provides pensions for the elderly. Retirees' pensions are mostly between 1.500-3500 yuan.
The city where I work is a new provincial capital city. Every month, the Social Security Bureau (No.15-20) centrally issues pensions. As an agent bank outlet, the most contacted customers are grandfathers and grandmothers who take pensions.
Most retirees' pensions are between 1500-3500 yuan.
Very few people can reach more than 5000 yuan, and sometimes they can't see one all day. I know several uncles and aunts with high pensions, but none of them are ordinary retired workers.
One retired from the army, one retired from a hospital professor and one retired from a high school teacher. The tallest aunt has a pension of more than 10 thousand yuan.
However, it is not representative at all, just an example.
In addition, there are not many pensions under 1500 yuan. Most of them are flexible employees who pay social security, and only retired uncles and aunts.
The provincial capital cities are all at this level, and other cities will only be lower. So the pensions of most retirees in China are very low. Can reach 5000 yuan, before retirement is definitely not the average person.
How much money do retirees need to enjoy their old age?
In fact, if it is just the cost of eating, in fact, the elderly simply don't spend much money.
The old man cooks at home by himself, and 30 yuan a day is almost enough. Ordinary people can't eat big meals. Moreover, the elderly are prone to three highs, and the combination of meat and vegetables is more conducive to good health.
One day in 30 yuan, one month in 900 yuan, can completely solve the cost of eating.
In addition, the elderly have little desire to buy clothes and shoes. Unlike young people, they won't miss any shopping festival. An average of 200 yuan a month is enough.
There are snacks, fruits, and human relations, plus property fees, utilities, gas fees and other miscellaneous expenses. All together, a pension of 2,000 yuan a month is actually quite enough.
Like some uncles and aunts who receive pensions in my bank, they spend about 2000 yuan a month. You can often see them, walking the dog in the park in the morning, playing cards during the day and dancing in the square dance at night. They are very happy.
Therefore, in the case of good health and no debt, no matter which city in China, a monthly pension of 2,000 yuan can guarantee the elderly to live a carefree life.
If you can get 5000 yuan a month, you will never spend it as long as you don't spend it lavishly.
It is particularly important to have a pension.
I often see many people on the Internet saying that paying social security is not important or uneconomical. The person who said this is really wrong.
Pay social security and get a pension after retirement. Its significance is that no matter what happens in your later years, you can be guaranteed a bite to eat.
When you are old and can't move in bed, you will find that social security can't help anything. To put it bluntly, you have a pension and your children are more filial. If there is no pension, children's filial piety will be greatly reduced.
Whether you have money or not, you should buy yourself a social security. If the economic situation is good, it will be handed over to a high level and the time will be longer. If the economic situation is not good, it will take a shorter time to hand it over to the lower level.
If you want to live a carefree life in your later years, you can have a social security pension, even if you realize more than half.