1. People who choose to retire at 55. These people are usually civil servants or corporate executives who are not particularly busy at work, have a good income, have a certain social status, and don't have any pestering chores at home, and would like to work for two more years.
2. Those who choose to retire at 50. This part of the people are not particularly satisfied with their own work status, poor health, work pressure, high labor intensity, income is not particularly high, and the pension is not much difference, or the family can not see more than this little bit of salary, they will choose to retire early.
If you retire early, the biggest disadvantage is that your income is lower, but there may be the following benefits:
1. Get your pension five years earlier. And the pension is incremental, and in the case of our province, the degree of increase in the pension is greater than the increase in salary in my organization.
2. Enjoy life earlier. Our unit 50 years old retired sisters, every day to go to the square dance, traveling out in pairs, the days are very full, every time I see them, I feel particularly spiritual, younger than the time of work.
3. You can take care of your family. Many retired people are to take care of the next generation, to help their children to ease the burden, they can also enjoy the joy of family.
4. To utilize their spare time. A retired accountant in our organization was also rehired by the accounting firm, and received an additional salary and increased income.
The difference between retiring at age 50 and retiring at age 55
The difference between age 50 and age 55 is five years, and five years actually makes a difference. First of all, the cumulative number of years of social security contributions is different, and this 50-year-old retiree corresponds to the number of accrued months is about 195 months, 55-year-old retiree corresponds to the number of accrued months is about 170 months, so that the treatment of the personal account pension issued is also different. The longer the cumulative contribution period, the higher the treatment of the individual's pension will be, so the 55-year-old group of people he received the initial pension pension treatment will be higher, but after all, the extension of the five years of retirement, so that in these five years they can not get the pension treatment, compared to the 50-year-old retired, they get a part of the pension treatment, so the total amount of the pension is actually The total amount of pension is actually less.
Whether to retire at 55 or 50
According to the relevant laws and regulations, the retirement age for female cadres and workers in China is not the same: the retirement age for female cadres is 55 years old, and that for female workers is 50 years old. For men, the retirement age is 60 for both male cadres and male workers.
I hope the above content can help you, if there are still questions please consult a professional lawyer.
Legal basis:
Article 1 of the Interim Measures of the State Council on the Retirement and Retirement of Workers
Workers of enterprises and institutions under national ownership, as well as of party and government organizations and mass organizations, should retire if they meet one of the following conditions.
(1) Men who have reached the age of sixty and women who have reached the age of fifty, with ten years of continuous service.
(2) Those who are engaged in underground, high-altitude, high-temperature, particularly heavy physical labor or other work harmful to health, and who have reached the age of fifty-five for men and forty-five for women, with ten years of continuous service.
The provisions of this subparagraph also apply to basic cadres whose working conditions are the same as those of workers.
(3) Men who have reached the age of fifty and women who have reached the age of forty-five, with ten years of continuous service, are certified by a hospital and confirmed by the Labor Appraisal Committee that they are totally incapacitated for work.
(d) Disability caused by work, certified by the hospital and confirmed by the Labor Identification Committee, total loss of working capacity.