Everbright Credit Card Annual Fee
Everbright Bank Credit Card Annual Fee is generally charged on the corresponding date of the credit card activation date each year, that is to say, Everbright Bank Credit Card Annual Fee Cycle for the card activation date to the corresponding date of the next year counted as one year, and so on.
The Everbright Bank credit card annual fee is related to the level of the card, as follows:
1, general card: 80 yuan/year for the main card, 40 yuan/year for the subsidiary card;
2, gold card: 200 yuan/year for the main card, 80 yuan/year for the subsidiary card;
3, titanium card: 300 yuan/year for the main card, 300 yuan/year for the subsidiary card;
4. Platinum Card: RMB 2,000/year for the main card and RMB 1,000/year for the supplementary card;
5. Diamond Card (Premium Card): RMB 2,500/year for the main card and RMB 1,500/year for the supplementary card;
6. Unlimited Card: RMB 5,000/year for the main card and RMB 2,500/year for the supplementary card.
PS: If the cardholder meets the conditions of annual fee waiver for credit card swipes, the annual fee can be reduced.
Everbright Bank Platinum Credit Card can enjoy the rights and benefits:
1. Automobile Roadside Rescue Service
When the vehicle under the customer's own name, or the vehicle of the customer's spouse, or the vehicle in which the customer is riding breaks down or has an accident on the way, and cannot be driven normally, the customer is entitled to the automobile roadside rescue service. The cumulative number of times the three services can be used is not more than 6 times per year
2. VIP Lounge Services
Customers can enjoy waiting services at nearly 400 major airports and high-speed railways around the world, more than 800 VIP lounges, which include: first class lounge (or VIP lounge), free hot and cold beverages and light snacks, TV, newspapers and magazines, and Internet access, etc. The services are available to customers in all major airports and high-speed railways. 3 times a year
3. Discounted golf course booking
Free and unlimited golf course booking service for about 100 golf courses in China and 3,000 golf courses overseas
4. Driving range service
Enjoy the driving range service of more than 100 driving ranges in 38 cities nationwide 5 times a year
5. Golf greens free service ( Golf Platinum Card Exclusive) Enjoy green fee-free golf service once a month at any of about 50 golf courses nationwide. (Excluding weekends and holidays) 12 times per year
6. Healthcare
(1) Specialist Appointment Booking Service, which allows you to make an appointment for a specialist at the level of deputy director or above at designated hospitals in major cities across the country. 3 times a year
(2) Accompanying medical service, when the customer goes to the hospital for medical treatment, the health service personnel will accompany the customer throughout the whole process and assist the customer in registering, paying the fee, taking medicine and other related matters. 3 times a year
(3) Expert Health Consultation,
Professional health consultants and consulting doctors provide personalized health consultation and consultation on common diseases for customers through the telephone seat. Unlimited
7. Travel Accident Insurance
(1) Aviation Accident Insurance with a maximum coverage of 5 million yuan
(2) Train and Ship Travel Accident Insurance with a maximum coverage of 3 million yuan
(3) Automobile Travel Accident Insurance with a maximum coverage of 1 million yuan
Coverage conditions: ?
(1) Use the card to pay for the full amount of the transportation ticket
(2) Use the card to pay for more than 80% of the tour fare
(3) Being an Everbright Bank co-branded silver cardholder, the travel expenses will be paid on behalf of the card by another Everbright Bank Unlimited, Diamond, Platinum or Titanium customer (Unlimited, Diamond, Platinum or Titanium card is required)
The Everbright Credit Card has the following conditions. strong>Does Everbright Credit Card have an annual fee?
Everbright Bank's credit cards charge an annual fee, which is generally divided according to the credit card's level, as follows:
1, general card: the annual fee is 80 yuan/year;
2, gold card, the annual fee is 200 yuan/year;
3, platinum card, the annual fee is 2,000/year.
Also, the annual fee for a credit card subsidiary card is usually half of the annual fee for the main card.
China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was founded in August 1992, is approved by the State Council and approved by the People's Bank of China to establish a national joint-stock commercial bank, headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.
The trademark design of China Everbright Private Bank is mainly composed of a diamond graphic with gorgeous luster, implying that the product value and service quality are as solid and outstanding as diamonds, and the purple light of the diamonds symbolizes the sense of value and respect of the top-level and customized services that the private bank provides to high-end clients.
The diamond graphic is composed of the initial letters E and B of EverBright, which on the one hand strengthens the association with the mother brand of Everbright Bank, forming a mother-child brand association; on the other hand, it interprets the continuation of Everbright's sunshine-quality service essence as in the past. The bowtie shape in the diamond graphic expresses the provision of top-notch service experience for customers, reflecting the butler-like private banking services.
China Everbright Group manages its domestic and overseas businesses through China Everbright (Group) Corporation (Beijing) and China Everbright Group Limited (Hong Kong). The highest decision-making body is the Group's Board of Directors, which is authorized by the State to operate and manage the state-owned assets invested by the State in the Group. The Party Committee of the Group plays the role of political core in the Group. The Supervisory Board of the Group is appointed by the State Council. [9]
China Everbright Group (ChinaEverbrightGroup, referred to as Everbright Group) is a state-owned enterprise managed by the central government of China, founded in May 1983 in Hong Kong, the State Council State Council [1983] No. 89 approved the Everbright Group charter clearly: Everbright Group is directly under the State Council of the ministry-level companies. The group is now operating banking, securities, insurance, investment management and other financial services, mainly mega state-owned enterprise groups.
The Group owns 6 wholly-owned enterprises, 2 holding enterprises, 7 shareholding enterprises and 1 joint venture enterprise in China, including China Everbright Bank, Everbright Securities Company Limited, Everbright Sun Life Insurance Company and China Everbright Investment Management Company and other financial institutions and enterprises. In Hong Kong, it has 2 listed companies, Everbright Holdings and Everbright International, 37 wholly-owned companies, and 12 joint ventures and associates.
Everbright Bank credit card annual fee standards do not know the rules of reduction and waiver you will lose a lot
Credit card annual fee collection standards is the most important information that cardholders need to pay attention to when they choose to apply for a credit card, if ignored, it is very easy to miss the opportunity to reduce the annual fee. Want to apply for Everbright Bank credit card partners, may wish to follow along with the Everbright Bank credit card annual fee standard is what, how to do can reduce the annual fee.
A, Everbright Bank credit card annual fee standard
1, general card annual fee: main card 80 yuan / year, subsidiary card 40 yuan / year;
2, gold card annual fee: main card 200 yuan / year, subsidiary card 80 yuan / year;
3, titanium card annual fee: main card 300 yuan / year, subsidiary card 300 yuan / year;
4, Platinum Card Annual fee: RMB 2,000/year for the main card and RMB 1,000/year for the supplementary card;
5. Annual fee for Diamond Card (Premium Card): RMB 2,500/year for the main card and RMB 1,500/year for the supplementary card;
6. Annual fee for Unlimited Card: RMB 5,000/year for the main card and RMB 2,500/year for the supplementary card;
7. UnionPay Golf and Gold Card, Ruyi Sanshou Credit Card, Fu Credit Card Fortune Credit Card Gold Card, Green Zero Carbon Credit Card annual fee: RMB200/year for each set;
8. Soccer Card annual fee: RMB150/year for each set;
9. DIY Card annual fee: RMB80/year for each set;
10. Regional Characteristics Co-branded Card Platinum Card annual fee: RMB680/year for 50,000-100,000 credits; RMB1,600/year for 100,000-300,000 credits; For 300,000-500,000 credit, RMB 2,600/year; for 500,000+ credit, RMB 3,500/year;
11. Annual fee for unit card: RMB 2,000/year.
Two, Everbright Bank credit card annual fee waiver offers
1, the big bank credit card card card, gold card the first year free of annual fee, and then each year as long as the card brush three times can be exempted from the next year's annual fee, soccer card set of cards, Fukuda set of cards as long as the brush three times the big card, big and small cards can be exempted from the annual fee.
2. Starting from March 1, 2014, any successful application and approval of the cardholder can reduce the first year's annual fee. platinum credit card applied for on March 1, 2014, only need to cardholders in any one billing year card consumption of up to CNY 50,000 can be waived the next year's annual fee; and after March 1, 2014 to apply for platinum credit card, the main cardholder in any one billing year card consumption of up to 12 times can be waived the next year's annual fee. The main cardholders who apply for the Platinum Credit Card after March 1, 2014 will be entitled to a reduction of the next year's annual fee for 12 swipes in any one billing year or 60,000 credit card points.
How to waive the annual fee of 1188 for Everbright Platinum Card
The Everbright credit card annual fee of 1,188 yuan can be deducted through points. According to Everbright Bank credit card regulations, before December 31, 2021, the first year of the platinum card main card annual fee charged at 1188 yuan / year, you can use 500 yuan and 100,000 points to offset, the next year can be directly used 200,000 points to offset. The offset can be made by calling the Everbright credit card customer service number, transferring to the manual customer service, and applying to the customer for points to offset the annual fee.
If the Everbright credit card needs to charge an annual fee of 1,188 yuan, it means that the credit card is a platinum credit card of the majority of banks, and only the platinum card will charge an annual fee of 1,188 yuan. Note that if the cardholder does not have enough points to offset the annual fee, then it is deducted directly from the credit card limit.
I. Everbright Bank Credit Card Platinum Card has many kinds of card categories
1. There is the Sunshine Business Travel Platinum Card;
2. Golf Platinum Card;
3. Voyage Co-branded Platinum Card;
4. Urumqiwo Everbright Card Platinum Card;
5. Shanghai Everbright UnionPay Classical Music Theme IC Platinum Card;
6. Changchun Pacific Insurance Co-branded Platinum Card;
7. Changchun Yanji Department Store Co-branded Deposit and Loan IC Platinum Card;
8. Chengdu Everbright Baozhong Travel Co-branded Side Platinum Card;
9. Changchun Travel World Co-branded Deposit and Loan IC Platinum Card;
10. Xiamen Chunhui Travel Co-branded Credit Card Platinum Card;
11.51 Generation Purchase Co-branded Platinum Card;
12.Dalian Puhui Travel IC Platinum Card;
13.Intelligent Business Credit Card;
14.UnionPay Multi-Currency Platinum Card;
15.Yanhuang Platinum Card;
16.Lohui Gold Quasi-Loan Card, etc.
Most of the above are co-branded and cooperative platinum cards, the specific features and benefits are related to the cooperating companies, and the cooperation between the bank and the company is a mutually beneficial ****winning relationship. You can look at the special features of each card and choose the one you want to go for.
Two, there is another kind of IC platinum card, so what are the benefits of this type of card?
1. The annual fee is relatively high, but you can exchange points for the annual fee.
2. The points earned are doubled, and there are activities such as points giveaways on the cardholder's birthday or specific holidays.
3. You can enjoy the VIP lounge at the airport.
4. Enjoy automobile roadside assistance service.
5. Use the platinum card to spend on transportation or spend 80% of the travel expenses, you can enjoy travel accident insurance.
6. You can enjoy preferential subscription to designated golf courses.
The platinum card belongs to the high-end business class, the characteristics of the general is to ride on a special aircraft channel, an exclusive rest area, a professional hospital cooperation, and the cooperation of some leisure venues, such as golf courses, etc., the disadvantage is that if the consumption does not meet the requirements of the card will produce an annual fee, and this annual fee is also relatively high, from 300-3000 ranging.
Expanded information
Everbright Bank Platinum Card application conditions:
1. Where the age of 18 years old;
2. with full capacity for civil behavior, have a legal, stable source of income;
3. and good credit individuals, can be based on their own valid identity documents to the Bank's card issuance institutions to apply for.
What is the annual fee for an Everbright credit card?
Principal Card: RMB 80/year/card, Supplementary Card, RMB 40/year/card
Golden Card: RMB 200/year/card, Supplementary Card, RMB 80/year/card
Standard Platinum Card: RMB 2,000/year/card, Supplementary Card, RMB 1,000/year/card
Platinum Premier Card: RMB 3,600/year/card, Supplementary Card, RMB 1,800/year /card, secondary card, 1800 RMB/year/card
Expanded Information:
Everbright Bank Credit Card Plain Card, Gold Card, Titanium Card and Elite Platinum Card level product annual fee charging rules are as follows:
1, the first year annual fee: the first year annual fee will be waived upon successful card verification.
2. Annual fee for the next year: Within one year after the card is successfully approved, the annual fee for the next year will be waived if the consumption of the Platinum Card and the Gold Card reaches 3 times or the cumulative amount reaches 2,000 RMB. For Gold Card and Elite Platinum Card, the annual fee will be waived if you spend 6 times.
3. The following year refers to the second year after the card is approved and thereafter, and one year refers to the twelve billing months prior to the date of collection of the following year's annual fee.
4. No annual fee will be charged if the card is not activated.
5. Customers of BDUCK Little Yellow Duck Credit Card and Our Naked Bear Credit Card who applied before September 2018 are not entitled to annual fee waiver for the validity period of the card, and the annual fee is 200 yuan/year/card.