No
Only farmers can participate
If urban residents’ medical insurance is implemented there, your wife can participate. This is similar to cooperative medical insurance. The money you pay is a little more than the cooperative medical system, usually about 100 yuan/year, but the reimbursement is better than the cooperative medical system. You can go to the street where you registered to consult to see if there is any local development. If not, wait and see next year. It will cover the whole country
Children can follow your wife’s household registration