I have applied for the installment credit card of Ping An Bank. If the single consumption is greater than that of 300 yuan, can I choose not to repay by installments automatically?

You can't. Ping An Bank installment credit card single consumption installment ≥300 yuan automatic installment.

Ping An Credit Card has different card types and different fringe benefits. Customers can choose the appropriate card type according to their actual needs. If you need to know the specific functions and services of each credit card, you can poke here to view the credit card introduction.

At present, there are the following types of cards that are applied for more (for reference only):

1. Tencent VIP card:

1) Annual fee: main card 300 yuan/year; Supplementary card: 150 yuan/year; The annual fee is free in the first year, and the annual fee is free in the next year if you swipe your card six times in that year.

2) Enjoy the annual Tencent Video VIP membership.

Successfully applied for the credit card of Tencent Video VIP Co-branded Card, and after swiping the card for the first time, you can get a three-month Tencent Video VIP member for free. If you spend more than RMB 3 188 per month, you can get a monthly card for Tencent Video VIP members in the next month.

3) Online consumer theft insurance

The first gift is online consumer theft insurance, with a platinum card guarantee amount of 20,000 yuan and a gold card guarantee amount of 1 10,000 yuan.

2. Iqiyi Card:

1) Annual fee: main card 300 yuan/year; Supplementary card: 150 yuan/year; The annual fee is free in the first year, and the annual fee is free in the next year if you swipe your card six times in that year.

2) Accumulated mileage points for online consumption, with a gold card limit of 5,000 points/month.

3) If the flight is delayed for 2 hours, it will be paid to 800 yuan/time.

4)100000 comprehensive traffic accident protection

3. Taobao card

1) Annual fee: 100 yuan/year, free in the first year, and free in the following year if you swipe your card 6 times.

2) The accumulated credit card points of Alipay's "quick payment" for Taobao transactions.

4. No card

1) Free of annual fee.

2) "Fast" card issuance: the fastest card issuance time 1 minute.

3) Use the card "easily": quickly bind China UnionPay Express, Alipay and WeChat.

Path: Through the Pocket Banking APP- Credit Card-Service-No Card.

5. Your card

1) Free of annual fee.

2) The card surface is up to you: five series, and the cool card surface can be selected at will. Original design series, 100,000 cold jokes series, perfect world-Zhu Xian series, national assault series, your card face, you define it.

3) The rights and interests belong to you:

Points Party: Designate online, entertainment and catering consumption to enjoy 10 times points reward throughout the year (excluding the original 1 0 times normal accumulated points). The maximum monthly points is 20,000 points)

Watching group: annual Youku member and 12 Guevara 10 yuan movie ticket.

Delicious pie: the first choice of electronic coupons for food in the whole year 12.

Sports enthusiasts: Super 130 star hotels in 32 cities across the country, and star hotels have turned into private gyms.

Tips:

The annual interest fee is 288 yuan/year/month, which will be deducted from your credit card account once your card is activated.

The usage method is as follows:

1. Download the Pocket Banking APP and Credit Card interface, click More-Card Handling Service-Online Card Handling, and fill in the information application through this interface;

2. Click to log in to the credit card website; Click Ping An One-Account Card Online Banking to enter the credit card online banking interface and select Credit Card Application-Credit Card Application.

3. Apply for bank outlets.