The amount of serious illness is only stipulated by each company according to its own business risks. Some companies are 500,000, some companies are 300,000, and some companies will increase to 800,000 in stages. If the amount is high, you can combine multiple products.
Most of the children's serious illness products are as follows, with simple examples for your reference:
1, a single disease, such as high-risk leukemia insurance, takes 654.38+10,000 as an example, and pays 298 yuan in one lump sum for 20 years;
2. For serious illness insurance that is not bound with life insurance death liability, take a 0-year-old girl as an example, paying10.8 million yuan every year, which can increase the cost of about 10% and increase the extra payment of10.5 million for minor illness;
3. On a regular basis, take 300,000 45 kinds of major diseases for 0-year-old girls and 30-year-old girls as an example, and pay 360 yuan every year. 18 years old will bear the responsibility for death;
4. If it is returned regularly, it will be guaranteed for 30 years after 20 years of payment, with a serious illness of 500,000 yuan and a minor illness of 6.5438+million yuan, which can be settled within 2,000 yuan per year;
5. Lifelong return: Take the insured amount of a 0-year-old girl of 500,000 yuan as an example, and pay 3,720 yuan a year for 20 years, 15 kinds of mild diseases, free of late fees, and pay 65,438+10,000 yuan for three times, totaling 300,000 yuan, without occupying life insurance, and 500,000 kinds of serious diseases.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.