Is it true that fireflies cover millions of medical insurance?

Millions of medical insurance is real. It is an ultra-high leverage medical insurance. The amount of insurance is generally several million, which can reimburse the high medical expenses caused by illness or accident, and the premium is not expensive.

Next, let's learn about the millions of medical insurance through three points to see if it can really lose millions like the advertised version.

1, insured amount

Millions of medical insurance can indeed buy millions of insurance coverage, but it is reimbursement insurance, which can only reimburse the actual medical expenses according to the proportion agreed in the contract, and the compensation amount does not exceed the treatment expenses.

So don't be fooled by millions of medical insurance coverage figures. After all, the cost of treatment for major diseases is generally within several million.

Although its million-dollar guarantee is true, its publicity function is greater than its practicality.

2. Deductible

At present, the deductible of millions of medical insurance in the market is usually 6.5438+0 million yuan, and some excellent products will enjoy the deductible of 6.5438+0 million yuan every 5/6 years or reduce the deductible year by year.

The so-called deductible is the part that the insurance company does not bear and needs us to pay.

Therefore, for common ailments and pains, millions of medical insurance are useless.