I suggest that you make a comprehensive comparison and selection according to your parents' specific health security needs and your own economic strength, and the one that suits you is the best. Pay attention to the following points before insurance:
1, guarantee responsibility and exclusion responsibility. Different safeguard responsibilities and definitions determine their different rates. Before buying health medical insurance, you must read the terms of insurance products carefully, pay special attention to the provisions of exclusions, deductibles and exemption periods, understand your rights and obligations, and then make rational purchases according to your own health and economic situation.
2. The length of waiting time. Many health insurance products have a "waiting period". If the insured falls ill during the waiting period, the insurance company will not pay for it.
3. Guarantee renewal clause. That is, after the expiration of the last insurance period, the applicant applies for renewal of insurance, and the insurance company must continue to underwrite according to the original terms, and the rate cannot be adjusted according to personal risk.
4. Comply with the terms of truthful disclosure. When purchasing any insurance products, you should truthfully fill in your physical condition, past medical history and other matters that need to be informed. Choose the right health insurance for parents. You might as well make a reasonable choice according to your parents' specific health security needs. There are various commercial health insurance products on the website. Welcome to compare and choose.
The third guarantee content of the middle-aged health care (5 1-55 years old) plan:
* Up to 50,000 serious illness cancer insurance * Up to 65,438+10,000 yuan accidental injury insurance * Sudden death insurance 1 10,000 monthly minimum expenditure: 67 pension (including serious illness) plan 1 guarantee content:
* The maximum optional serious illness cancer insurance is 65,438+10,000 yuan * The maximum serious illness cancer insurance is 50,000 yuan * The accident allowance 100 yuan/day, and the accident medical insurance premium 10000 yuan. The minimum monthly cost is 2 15 yuan.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.