What are the health angel clauses of Xinhua Life Insurance?

Now people pay more and more attention to the health protection of themselves and their families, and will buy critical illness insurance for themselves and their families. In response to market demand, Xinhua Life Insurance launched? Serious illness+whole life insurance? Design different critical illness insurance products-Health Angel. Xinhua life insists? Affordable and safe? Therefore, the Health Angel clause of Xinhua Life Insurance focuses the expenses on major diseases to the maximum extent, covering 32 major diseases and operations such as severe craniocerebral injury, acute myocardial infarction, benign brain tumor and encephalitis. And humanized medical staff has become a guarantee for serious diseases caused by HIV infection.

The amount of health angel's protection will increase by 2% every year to provide customers with higher health protection. It should be noted that the protection of healthy angels is guaranteed and fixed, and is not affected by the company's operation. Healthy angels provide survival returns, and adaptive people can be insured from 6 months to 65 years old. When the insured reaches the age of 8 1 year, Xinhua Life Insurance Company will refund the premium paid without paying interest. It can be said that customers have enough serious illness protection and premium interest, and the refunded premium can add color to the retirement life of the elderly.

It is reported that Xinhua Life Insurance's Health Angel products provide three kinds of insurance liabilities, namely, critical illness insurance premium, death insurance premium and expiration survival insurance premium. One year after the contract comes into effect (or comes into effect), the first major illness or the first operation referred to in the contract, according to the insurance amount agreed in the insurance policy? ( 1+2%? ) calculation, the policy should pay critical illness insurance gold (for the whole year). If the policy is valid until the effective date of the contract, if it exceeds 8 1 year, the premium paid shall be refunded without interest; If the cause of death is not 32 serious diseases, the premium paid can be refunded.

Health angel critical illness insurance is a product with health protection as the main concept launched by Xinhua Life Insurance, which allows customers to obtain more pure health protection. Specifically, it can provide insurance liabilities such as critical illness insurance, death insurance and due payment. The basic idea of healthy angel design is to designate special funds for special purposes, paying special attention to the high incidence of major diseases. If you are unfortunate enough to suffer from one of the 32 major diseases, you will get the full compensation of 100%. Health Angel is a critical illness insurance of Xinhua Life Insurance, which allows the insured to enjoy lifelong major illness protection and death compensation. For consumers, this is a cost-effective product.