Hello! Whether there is social security or not, parents should choose different products at different ages of their children, and combine the actual economic situation of their families. For example, for seriously ill products, for families with a small budget, we can consider protecting children and adults for 20-30 years, and then re-select good products that have been updated in the market; For families with sufficient budget, they can buy lifelong serious illness. Young age and low rate are great advantages.
Finally, I suggest that when you buy insurance for your children, you can consider accident insurance, medical insurance and critical illness insurance for children. On the basis of all these insurances, taking into account the children's education and marriage expenses in the future, you can buy education or annuity insurance.