Is Huimin Health Insurance in 49 yuan Worth Buying?
Many Nanjing residents reported that Huimin medical insurance could not be opened and could not be bought. Specific reasons and solutions click here.
1, the characteristics of Huimin health insurance
(1) The insurance threshold is low, and there is no need for physical examination and health notification. High-risk occupations can also be insured, and they can also be insured if they are sick, as long as they are basic medical insurance in Nanjing or medical insurance for employees in Nanjing Province.
(2) You can also apply for insurance if you have a medical history, but if the number of people at the end of the insurance period does not reach 2.6 million, dozens of major diseases including leukemia and lymphoma will not be paid.
(3) The deductible is set at 20,000 yuan, and the hospitalization expenses in medical insurance coverage are basically more than 20,000 yuan, which can be reimbursed by the product according to the ratio of 100%, with an upper limit of 1 10,000.
2. Insurance advice
(1) Huimin health insurance lasts for 49 years every year. The underwriting company is Ping An Health Jiangsu Branch. It is essentially commercial insurance and can be used as a supplement to medical insurance. The price is good. If there is no other commercial medical insurance, this Huimin health insurance can still be considered.
(2) One thing must be noted, that is, the reimbursement threshold of Huimin medical insurance is within the scope of medical insurance, and the other is that there is a deductible of 20,000 yuan. These two settings actually raise the reimbursement threshold very high, and the amount of compensation may not be as much as you think. The insurance channel of Nanjing 49 yuan Huimin Health Insurance was originally here!
Huimin medical insurance is so cheap, isn't it a lie?
Is it really useful that Nanjing 49 yuan Huimin Health Insurance is so popular?