The free health insurance in Alipay is a free critical illness insurance jointly launched by Alipay and Taikang Life Insurance, which provides 25 kinds of ultimate protection with a maximum insured amount of 5,000 yuan. You can get healthy beans through Alipay offline payment, and healthy beans can be redeemed for health insurance.
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Compensatory therapy
When an insurance accident occurs, if there is double insurance, the insurer shall be liable for compensation according to the proportion of the corresponding insurance amount in this insurance contract to the sum of the corresponding insurance amounts in other insurance contracts and this insurance contract. If the freight loss caused by the return of goods is claimed under this policy, and if the insured can get compensation under other policies, this insurance belongs to the over-compensation policy of any other effective policy.
The insurer is not responsible for the amount of compensation that other insurers should bear. If the insured fails to tell the truth, causing the insurer to pay more compensation, the insurer has the right to recover the overpaid part from the insured.
Alipay-insurance claims