China life medical insurance is divided into small medical insurance and million medical insurance. The specific types of insurance are as follows:
1, micro-medical insurance is mainly hospitalization insurance for long-term care, and renewal is not guaranteed. The insured amount can be selected according to needs, ranging from 3000 to 30000 yuan, and can be selected according to actual needs and economic ability. The deductible is low, and it is calculated and paid according to the reasonable medical expenses actually incurred in the hospital, and there is no limit on the number of times throughout the year.
2. Millions of medical insurance such as e Kangyue series. This medical insurance has been upgraded. The current version is like E Kangyue Shengdian Edition, which guarantees to renew the insurance for 5 years, and the renewal is not affected by claims and health factors. The amount of security is high, with a maximum of 2 million for general medical care and 2 million for 120 kinds of serious diseases. In addition, there is a fixed payment for hospitalization of malignant tumors 1 10,000 yuan. There is another one, such as E Kangyue 202 1, which is reviewed every year. The content of the guarantee is similar to that of Shengdian Edition, except that it provides a cancer hospitalization quota of 50,000 yuan and a cancer hospitalization allowance of 200 yuan/day.