Skills of using CCB staging card

First, the installment quota of CCB is issued to the credit card, which can be used directly to swipe the card. Users can buy large durable consumer goods, wedding supplies, maternal and child supplies, health care products and other commodities in designated businesses. After using the installment, they will return the principal and the handling fee of 0.5% of the total installment amount on the monthly billing date. The installment quota of CCB will not be recovered, and they need to apply again when the quota is used up.

Second, CCB installment pass is a product launched by CCB to give customers a certain credit line. The credit line is issued to a special debit card, but the debit card cannot be used for cash withdrawal, transfer, online payment and withholding. Users can use CCB to purchase specified types of products by installment, such as large durable goods, wedding supplies, payment and health products. The installment business of China Construction Bank refers to the business in which the applicant applies for a special installment quota (hereinafter referred to as "installment quota") from our bank due to the large consumer demand, and issues a special installment card after the approval of our bank. The applicant will use the installment card to make their own consumption according to the prior agreement, spend at the designated merchants of our bank, repay the money monthly within the agreed time limit, and pay a certain handling fee according to the agreement between China Construction Bank and the applicant.

Third, business highlights.

1. Exclusive credit line: exclusive credit line, with a maximum of 300,000 yuan;

2. Preferential interest rate: 0 interest, and the preferential interest rate for each period is 0.4%;

3. Convenient application: convenient application procedures and quick loan approval;

4, a wide range of uses: covering food, clothing, housing and transportation to meet your needs;

5, easy repayment: the longest repayment of 60 periods is stress-free;

6. prepayment: the remaining principal can be repaid without penalty interest or liquidated damages.

Fourth, the handling process

1. Application: After you receive the invitation to pre-approve the amount by phone or SMS, bring your ID card to the designated outlets. (The white list of customers in the system will be updated once a month, and it can only be successfully processed if there is a quota. )

2. Face-to-face interview with the bank, fill in the basic information, review 10-20 minutes to score.

3. Approval: We will comprehensively score your installment application, and we will inform you by SMS after approval.