Insurance is deceptive in the eyes of many people in China, so it is necessary for senior students to clear their names for insurance. Insurance itself is not deceptive. It is a tool to transfer risks. Buying appropriate commercial insurance can compensate the economic losses caused by uncertain risks.
Moreover, the market behavior of China's insurance companies will be subject to the dual supervision of the CBRC and the law to ensure the insurance companies' own behavior norms, so there will generally be no malicious deception. If you still have questions about insurance, you can read this article: Is insurance a lie? The insurance you bought is just a piece of waste paper?
The following seniors will introduce Huaxia Insurance to you from two aspects: the background of insurance companies and the ability to claim compensation.
1, the background of Bao Si
Huaxia Insurance was established in February 2006 with a registered capital of 654.38+053 billion yuan. Huaxia Insurance, headquartered in Beijing, currently has 24 directly affiliated branches and 673 branches (including preparation). Huaxia Insurance has been selected into the Fortune Global 500 for two consecutive years. By the end of 2022 1 1, the accumulated total premium of the company was 238.67 billion yuan, ranking third in the market.
Under the tide of market-oriented reform of insurance premium rate, Huaxia Insurance optimized its product design with the help of reform bonus, and launched products such as Evergreen Tree, Fulinmen, Xiyingmen and Nanshan Pine, creating a brand of "Huaxia Good Product". If you want to know the products of Huaxia Insurance, you can click this article: Is Huaxia Insurance reliable? You should know these precautions!
2. Claims settlement ability
After understanding the background of Huaxia Insurance, let's take a look at its claims service. It is understood that Huaxia Insurance has been selected as one of the "Top Ten Claims Events of the Year" in China insurance industry for three consecutive years. For example, "Fast and Warm", the quick compensation deduction of Huaxia Insurance, was successfully selected as one of the top ten life insurance claims cases of China Insurance in 20 16.
In terms of limitation of claims, Huaxia Insurance promises to check within 5 days after receiving the application for payment of insurance benefits and the information agreed in the contract, and within 30 days if the situation is complicated (unless otherwise agreed in the contract). From this perspective, the claim limit of Huaxia Insurance is quite good.
Finally, the seniors have compiled a document that can help you make claims more smoothly. Collect it quickly if necessary: What are the correct postures for quick and good insurance claims? No compensation!
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