Hello! For five-year-old children, accidents and diseases are always the most important risk factors around them. In addition, parents should pay more and more attention to the protection of their children's education. Parents who choose to buy insurance for their children should do their best to protect their children. Generally speaking, the sooner you buy children's insurance for 5-year-old children who are going to primary school, the better. As for how to insure her for what kind of children's insurance, health insurance or other children's insurance products, we should choose according to the specific security needs of children and the specific economic situation of families. In general, these types of insurance are essential.
5-year-old children go to primary school, how to buy appropriate child insurance?
1, buy insurance according to the actual age of the child. Parents should consider three major risks for minor children: accident insurance, critical illness insurance and medical insurance.
2. Choose the best insurance product for children. The most suitable choice is to buy guaranteed products, mainly including life insurance, accident insurance, medical insurance and critical illness insurance. After the basic guarantee is established, some investment-oriented insurance products can be supplemented as a way of prudent financial management.
3. Choose the appropriate amount of insurance according to the child's situation. The demand for insurance protection will change with the changes of family structure, income and external economic situation.
4. Choosing the most suitable insurance company for children can be considered from the service level and solvency of insurance companies.
To buy the most suitable child insurance for a 5-year-old child who is about to enter primary school, we should comprehensively consider what kind of insurance products and payment methods are based on the risks faced by the child.