Because there are many types of medical insurance, the pricing of different insurance products is different, and the premium is also related to the age, gender, health status and other factors of the insured.
Now I'll focus on several different types of commercial medical insurance and see what their annual premiums are.
1, millions of medical insurance
Millions of medical insurance is mostly one-year insurance, which is charged at the natural rate, and the premium will continue to rise with age.
If children are insured, the annual premium ranges from 500- 1000 yuan; For young people in their twenties and thirties, the annual premium ranges from 200 to 300 yuan; If people over the age of 50 are insured, the annual premium varies from 1000-2000 yuan.
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2. Small medical insurance
Micro-medical insurance is relative to millions of medical insurance. The insured amount is usually only 1-50000 yuan, and the deductible is generally 0 or 100 yuan, which is mainly used to solve the medical expenses of minor ailments and pains with social medical insurance.
The price of small medical insurance is not too expensive, and the annual premium is generally several hundred yuan, depending on the age, simplified status and the specific protection content of the premium.
3. Cancer medical insurance
Anti-cancer medical insurance is very similar to millions of medical insurance. The biggest difference between the two is that anti-cancer medical insurance only covers cancer and can only reimburse cancer treatment fees.
Because anti-cancer medical insurance only covers cancer, the price is cheaper than millions of medical insurance, and the annual premium ranges from several hundred to several thousand. Take the lifelong anti-cancer medical insurance with good medical insurance as an example. Just 169 yuan for 30 years old, 666 yuan for 50 years old and 2339 yuan for 70 years old.
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