Is Fude Life Life Healthy, Worry-free and Reliable?

Health and Worry-Free c6 focuses on upgrading the payment method for serious illness and the proportion of minor illness, increasing the protection for accidental special diseases of adults and enriching the responsibility for protection.

For the evaluation of this series of products, you can look at this article: "Super detailed! Xinhua Life Insurance Health Worry-Free C-Level Assessment "

1, insurance rules

It mainly provides protection for people under 60. The longest payment period can reach 30 years, which guarantees life. The waiting period is as long as 180 days, which shortens the guarantee period to some extent and is unfriendly to the insured.

2. Guarantee content

Guarantee 130 kinds of major diseases, and pay 1 time without grouping, and pay the maximum of basic insurance amount, premium and cash value;

Guarantee 20 kinds of China's diseases, regardless of two group payments, each paying 50% of the basic insured amount;

Protect 40 kinds of mild diseases, not pay 5 times in groups, and pay 20% of the basic insurance amount for the first time;

There are *** 15 kinds of special diseases for children, and special diseases diagnosed before 18 years old as stipulated in the contract can be paid extra 100% of the insured amount.

At the same time, it also protects 15 accidental specific diseases or adult deaths. According to the contract, if you are diagnosed after 18 and before 6 1 1, you can pay 50% of the insured amount, but only 1 time. However, the insured of this product and the exemption of the insured need to be added separately.

In terms of optional liability, c6 health insurance bundled the protection of death/total disability, and agreed to pay the premium before 18 years old, and pay the highest insured amount, premium and cash value after 18 years old.

Dad's summary

The unexpected special diseases for adults in c6 critical illness insurance are a highlight. However, compared with most popular critical illness insurance products on the market, the cost performance of this product will be slightly inferior.

Dad still has to remind everyone that when buying insurance products, try to choose the one that suits you. Because different products have different responsibilities, only products that meet their own needs can provide sufficient protection for themselves.