If you buy it, it is also a recommended combination, serious illness+medical care. These two are just good partners.
Critical illness insurance is to give money directly when the disease is diagnosed or reaches the degree of the disease agreed in the contract.
Medical treatment is to spend money to treat diseases first, and then reimburse medical expenses, so the combination configuration is more appropriate.
If the funds are insufficient, you can allocate less critical illness insurance and a mid-range medical insurance.
If the funds are sufficient, it is suggested to allocate enough, because the money given by the critical illness insurance is not used for treating diseases, but for people who are sick, unable to work for a long time, and their income is interrupted to supplement the income loss.