Because some links need manual approval, banks are unwilling to take risks in advance. Wechat, Alipay or other third-party software paid the money in advance, so it arrived in seconds, that is, the money was first taken out from its own hands to the customer, and the bank manually reviewed it before calling Alipay and other software.
CCB installment pass is a credit card installment product recently launched by CCB, which can be used in diversified consumer credit scenarios that the fixed credit limit of credit cards cannot be met and the installment products in the current market cannot cover. The installment plan of China Construction Bank has the characteristics of "convenient application, exclusive quota, wide use and easy repayment". CCB can only swipe its card on the special POS machine installed by the cooperative merchants designated by CCB. It mainly includes consumer businesses such as department stores, building materials and homes, high-star hotels and high-end restaurants. , and is suitable for large-scale durable consumer goods, weddings, childcare, settlement (rental, property, heating costs, etc. ), pay taxes (vehicle purchase tax, etc. ), health and other consumption. Conditions for CCB's installment application: installment is the installment credit line approved by the bank. After the installment pass is approved, use a special debit card to swipe the card at the designated type of merchant. The applicable merchants of CCB installment are mainly consumer merchants such as department stores, building materials and homes, high-star hotels and high-end restaurants. , and is suitable for large-scale durable consumer goods, weddings, child care, home (rent, property, heating costs, etc. ), pay taxes (vehicle purchase tax, etc. ), health and other consumption.