What protection does Taikang's multiple health insurance have in critical illness insurance?
1 death, high disability and terminal illness insurance.
After the waiting period is over, the insured shall pay the death insurance benefits to the beneficiaries of death, high disability and terminal illness insurance benefits, and this contract shall be terminated.
2. Exemption of insurance premium for major diseases
After the waiting period is over, if the insured suffers from a major disease defined in this contract after the first visit by a hospital or specialist, the insurance benefits of each period of this contract shall be exempted from the date when the major disease is diagnosed.
3. Mild illness exemption insurance premium
After the waiting period is over, if the insured suffers from minor diseases as defined in this contract after the first diagnosis by hospitals and specialists, the insurance premium for the period after the diagnosis of minor diseases in this contract will be exempted.
4. Minor illness insurance money
After the waiting period is over, the insured is diagnosed with 60 kinds of mild diseases defined in this contract for the first time by hospitals and specialists, and will pay 30% of the basic insurance amount of this contract to the beneficiaries of sickness insurance benefits. Each mild illness is limited to one payment, and the cumulative payment of insurance benefits for different types of mild illness is limited to five times.
5. Critical illness insurance
For each group of major diseases, the number of critical illness insurance payments is limited to one time, and the insurance liability of this group of major diseases will be terminated after payment. The cumulative payment of critical illness insurance for different groups is limited to five times. When the cumulative payment of critical illness insurance reaches five times, this contract is terminated.
6. Insurance premium for specific diseases
After the waiting period is over, when the insured is diagnosed with leukemia for the first time by hospitals and specialists, and the specific disease meets the payment conditions of critical illness insurance, the insured shall pay the specific disease insurance benefits to the beneficiaries of the disease insurance benefits according to the basic insurance amount of this contract.
Generally speaking, Taikang Health Compound Insurance provides the insured with 120 major diseases and 60 minor diseases as agreed in the contract, among which leukemia pays extra. In addition, there are insurance benefits for death, high disability and terminal illness, and the insured can be exempted from the follow-up insurance benefits for major diseases and minor illnesses agreed in the contract. This insurance is suitable for people who have no serious illness protection at present. Want to know more friends can consult the official customer service.