Is the commercial health insurance purchased by individuals exempt from personal income tax?

Exempt from personal income tax.

Personal income tax has three different tax rates according to different tax items:

Comprehensive income (income from wages and salaries, income from labor remuneration, and income from royalties) is subject to a 7-level progressive tax rate, and tax is calculated according to the monthly taxable income. The tax rate is classified according to the taxable income of individual monthly wages and salaries, with the highest level being 45%, the lowest level being 3%, and the ***7 level.

Operating income is subject to 5 levels of excess progressive tax rate. The income from production and operation of individual industrial and commercial households and the annual taxable income from contracted operation and lease operation of enterprises and institutions are classified into grades, with the lowest grade being 5%, the highest grade being 35%, and the first grade being 5.

Proportional tax rate. Personal income tax is levied on personal income such as interest, dividends, bonus income, property lease income, property transfer income, accidental income and other income, and the proportional tax rate of 20% is applicable.

Extended data:

computing formula

Personal income tax is a formula for calculating the income tax with excessive progressive tax rate by quick deduction method:

Taxable amount = taxable income × applicable tax rate-quick deduction

The calculation formula for quick deduction is:

Quick calculation deduction at this level = the highest taxable income at the next higher level × (tax rate at this level-tax rate at the next higher level)+quick calculation deduction at the next higher level.

The personal income tax of the year-end one-time bonus is calculated as follows:

Taxable amount = (total income12) × corresponding tax rate-quick deduction.

Baidu encyclopedia-personal income tax