Why did the return health insurance stop selling?

Recently, a message broke out in the circle of friends and began to spread wildly in the circle of friends. It is also equipped with news videos and official documents. According to the news, "China Insurance Regulatory Commission has officially notified that all the health insurance for returning to the capital will be completely stopped from 20 17 1, and the era of returning to this age without illness will end". In addition to the text description, it is also equipped with news videos and screenshots of "official documents". So, is this news true? Let's verify the truth together. Is the return insurance cost-effective? I just sorted out the relevant contents, hoping to help you: What's the difference between consumer insurance, savings insurance and return insurance? Which is better?

20 17 cashback insurance stopped production, which is fake!

In order to confirm the truth of this news, someone conducted a thorough investigation on the official website of China Insurance Regulatory Commission. After entering the keyword "Measures for the Administration of Health Insurance", it is found that all the relevant information released by the CIRC appeared in 2006, and there is no latest news released recently. According to the search results displayed by official website of the China Insurance Regulatory Commission, the Measures for the Administration of Health Insurance came into effect as early as September 1 2006. Article 14 of Chapter III of the Measures clearly stipulates that medical insurance products and disease insurance products shall not include the responsibility of survival payment. At the same time, the CIRC has also reserved a preparation period for adjustment, stipulating that products that do not meet the Measures for the Administration of Health Insurance will stop selling from June 65438+ 10/day, 2007.

In other words, the "returned health insurance" that set off a circle of friends had already withdrawn from the market as early as 2007. The so-called "65438+20 10/7 delisting" is false information. In view of this situation, the Supervision Bureau of China Insurance Regulatory Commission recently issued a "tip" in official website to remind insurance consumers to pay attention to distinguish the authenticity of news.

In addition, the China Insurance Regulatory Commission said that according to the Notice of China Insurance Regulatory Commission on Strengthening the Supervision of Life Insurance Products, all life insurance companies should take the initiative to conduct self-inspection and rectification of their insurance products before 2017 April 65 438+0, and stop selling insurance products that do not meet the regulatory requirements. Insurance companies are not allowed to make false propaganda by taking the opportunity of self-examination and rectification, and adopt marketing strategies such as "speculation" to carry out insurance business in violation of regulations. "Once the insurance company is found to have irregularities such as' speculation', the insurance company and related personnel will be seriously investigated for responsibility according to relevant laws and regulations." Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

It can be seen that the "back-to-the-book health insurance suspension" madly forwarded by the circle of friends is false news, and the public should pay attention to it so as not to fall into the sales trap.

Relevant suggestions

How about serious illness and accidental return insurance? How to buy it is better?

Serious illness plus unexpected return insurance, that is, return-type serious illness insurance, can provide the insured with serious illness protection, and at the same time, when the insured has a serious illness during the protection period, the premium paid can be refunded after the expiration. Returned critical illness insurance has strict regulations on claims, and many exemption clauses should be clearly seen when purchasing. Therefore, we must be cautious about the insurance of returning critical illness insurance. So how about returning this kind of insurance for serious illness and accident and how to buy it is better? Next, everyone will follow me to learn more about it! What are the good recommendations for critical illness and critical illness insurance? I just sorted out the relevant contents, hoping to help you: take stock of the "worth buying" critical illness insurance of the top ten insurance companies!

20 17 return insurance recommendation

In life, risks are everywhere, accidents come suddenly, and diseases come uninvited. Can you handle it? If you can't cope, please buy an insurance for yourself or your family. Moreover, the current insurance not only has the basic guarantee function, but also has the return function. You can still enjoy welfare when you are sick. Why not? Next, I would like to introduce a 20 17 return insurance product for your reference.