Take Ping An Global Medical Insurance as an example: its advantages over general global medical insurance: exclusive provision of overseas emergency rescue services! Ping An Mall has global medical insurance, and the maximum travel medical insurance is 350,000 yuan. The specific guarantee contents are as follows:
Scope of guarantee and payment:
Age of insurance, annual payment, payment period, guarantee items and amount guarantee period
35 years old 12586.00 yuan 1 year old
High-end outpatient emergency hospitalization insurance 4 million
1 year
40 years old 4999.00 yuan 1 year
Outpatient and inpatient medical treatment 1 10,000.
1 year
Insurance liability:
Main sub-plan
Ping An Global Medical Insurance Primary Sub-plan is the cheapest of the four plans, which allows you to get the fastest and most effective diagnosis from private medical consultants or experts at a low premium before or after hospitalization or surgery.
So that you can receive treatment in private hospitals when you need it most, including suspected cancer detection, magnetic resonance imaging and cancer scanning, as well as appropriate surgery in the clinic.
Including medical emergency evacuation and repatriation, to the nearest place where appropriate medical facilities can be provided in your established insurance area.
You can choose the private medical system without worry, and you don't need to wait for the basic treatment sub-plan in the long list of the public medical system.
Basic sub-plan
The basic sub-plan of Ping An Global Medical Insurance is also a popular plan. Compared with the primary sub-plan, the basic sub-plan can give you slightly higher insurance coverage and more protection. In addition to receiving treatment from private hospitals like the primary sub-plan, including suspected cancer detection, magnetic resonance imaging and cancer scanning, and receiving appropriate surgery in the clinic, the basic sub-plan also provides the following additional guarantees:
Medical expenses, medical referral and related prescription drugs of family doctors before and after hospitalization.
Major organ transplantation
physiatrics
Homeopathy and osteopathy
Home care
Home care for patients
Acute treatment encountered in stable long-term patients
If you travel or travel outside the established insurance area, the basic sub-plan will also provide limited global accident and emergency medical coverage. More importantly, if you have an existing disease, and this disease has been accepted when our company underwrites it, after you have been insured for 24 months continuously, our company will compensate you for the reasonable and necessary expenses directly related to your previous disease.
Standard subplan
Compared with the basic sub-plan, Ping An Global Medical Insurance Standard Sub-plan provides wider coverage and higher coverage, including the medical expenses of family doctors, related prescription drugs, and the following additional guarantees:
Alternate Terapias
Treatment of AIDS or acquired immune disorder related diseases
Hormone replacement therapy (early stage only)
Rehabilitation and hospice care
Psychiatric treatment
Annual regular health examination of children and adult insurance companies.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.