Second, the reliability of insurance:
1. Insurance generally refers to the commercial insurance behavior that the applicant pays the insurance premium to the insurer according to the contract, and the insurer assumes the liability for compensation for the property losses caused by the possible accidents agreed in the contract, or assumes the liability for paying the insurance premium when the insured dies, is disabled or falls ill and reaches the age and time limit agreed in the contract. So, is insurance reliable?
2. Whether it is reliable to buy insurance mainly depends on the insurance products you buy and the purchase channels.
3. Like regular insurance companies, their insurance products are safe and reliable. As long as you buy insurance through proper channels, there will generally be no problem.
4. Moreover, the current insurance companies are all supervised by the CIRC, so the commercial activities of insurance companies such as products, sales and claims settlement are also under the supervision of the CIRC. It can be seen that buying insurance is reliable. After all, it is stipulated by law, and the law will protect your rights and interests.
I want to know whether the insurance I bought is reliable, mainly depends on whether I meet the insurance conditions and the coverage of insurance. In addition, when buying insurance online, there is generally no paper policy, and it is necessary to verify whether the policy number is true and effective. If it is true and effective, then there is no problem.
6. Of course, there are many disputes about buying insurance, but most of the problems are caused by not knowing the insurance clauses and surrendering, so we must pay special attention to these two points before buying insurance.
7. The insurance policy has no guarantee responsibility in some cases, which can be called exemption. For example, most insurances stipulate that the insured is exempt from driving a motor vehicle after drinking.
8. Insurance is protected by law. China's "Insurance Law" clearly stipulates that insurance is signed by a contract, and the second contract has legal effect and is protected by the "Contract Law". Therefore, insurance has a strong legal nature and special legal significance, and insurance is reliable. Insurance is now strongly supported by the state. In the financial industry, insurance, banking and securities are the troika. Insurance plays a very important role in the process of national economic stability and is the stabilizer of national society.