Look at the scope of protection: read the insurance clauses carefully, understand the scope of protection, and clarify the amount and time of receiving the annuity, as well as whether there is risk protection.
Choose according to your own needs: different annuity insurance is suitable for different people. It is suggested to choose the appropriate insurance type, insurance amount and insurance period according to your own needs.
Pay attention to expenses: Annuity insurance usually requires the insured to pay a high premium, pay attention to their own economic affordability, and don't covet a high amount of insurance beyond their affordability.
Pay attention to investment risks:
Annuity insurance is usually a long-term investment. Before buying, you should understand the investment operation and risk control strategy of the product and pay attention to the investment risk.
Read the terms clearly: before buying annuity insurance, you must read the terms carefully and understand every detail of the contract.
Pay attention to health: Annuity insurance usually has certain health requirements, which requires health assessment and reasonable planning of insurance scheme.
Seek professional advice: Before purchasing annuity insurance, you can consult a financial advisor or an insurance professional to understand the product features and statements and improve your risk control ability.
In a word, buying annuity insurance is an important decision. You need to seriously consider your actual needs and affordability, learn more about the product information before buying, or consult your father!