Everyone's understanding of wealth has always been biased. Everyone thinks that the wealth in my book is the money in my pocket, which is actually a very serious misunderstanding. Just like some people who speculate in stocks have passed 30 million, but after a round of stock market crash, they found that there are still 2 million left.
In fact, real estate is a good asset now, but if you have a house with a value of 1, it doesn't mean that you have100000, because the policy environment makes it more difficult for you to sell the house.
therefore
Well, there are several important basic points:
1, all you can hold in your pocket is money! It is meaningless to calculate a person's worth, because he is worth billions and his debt is likely to be tens of billions, so this person is actually a poor man. For example, those rich people in Forbes magazine calculate their social status, that is, the discounted value of their shares is tens of billions, which seems to be quite a lot. In fact, what he can mobilize is tens of millions of his own money, some of which may not be available. Even if the economy is bad, these bosses will mortgage their houses. It seems to be worth hundreds of millions, but in fact it may be penniless and in debt.
2. Without liquidity, you can never get money. For example, if you invest in a ghost town and buy several suites with a market value of several million, you can't rent them out and no one takes over to sell them. You can only be the landlord to pay the mortgage, which is not called money. Because there is no liquidity, it can't be called money at all. It may be debt.
Money is something you can spend at any time. In in the name of people, corrupt officials put hundreds of millions of cash under the bed at home, then rode to work and spread the goods on the floor. Then everyone didn't know this grandson was so rich until he fell off the horse. But what's the use of this money? He can't be dominated and dare not spend money. Even because of the existence of this money, he even dared not spend normally. Then the money becomes negative assets, and instead of improving living standards, it reduces happiness. Some people can't even sleep because of this. Why bother? They probably hope to take the money to exile overseas one day, but it seems that there are not many successes.
4.80% of the money is actually useless. Many old people live a simple life. It was not until you died that you found out that he had hundreds of thousands of cash in his hand, but he was reluctant to eat even 100 yuan. This distorted contrast, in fact, the wealth he really enjoyed, that is, the 20%, did not reflect the quality of life of hundreds of thousands of people at all. He usually just looks at the money and has fun, then puts it away and continues to live a hard life.
5. Can a person make money by speculating in stocks? If he doesn't play anymore from today, he will really make a profit. If he takes out the principal and continues to invest the profit in it, then he also gets the profit. If he is still fighting with the principal, or even investing more principal, you tell me that he has made money, so I can only hehe, and he is likely to lose more in the future.
When we were young, we all tried our best to make more money, but we never thought about how to treat wealth correctly, nor did we exercise our ability to control it.
People always want to have wealth or money, and it is not surprising that some people want unexpected wealth or money. But wealth or money needs an ability to control it, which can never be understood as the ability to squander and consume wealth or money. This is a comprehensive management and investment ability, and ultimately wealth or money can produce material and spiritual returns for oneself, family and society.
In short, the ability to make wealth or money benefit oneself, family and society, that is, wealth control.
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