Commercial health insurance information platform

Only tax-preferential health insurance products have unique tax preferential identification codes, and these products must be approved by the CIRC before they can be sold. An insurance company shall operate personal tax premium health insurance in accordance with the requirements of long-term health insurance, and shall not refuse insurance because of the insured's past medical history, and guarantee renewal.

Tax preferential identification code refers to the digital identification code issued by the commercial health insurance information platform to the insurance company and printed on the policy according to the principle of "one person, one bill and one yard" to ensure the uniqueness, authenticity and effectiveness of the tax preferential commercial health insurance policy.

According to the Announcement of State Taxation Administration of The People's Republic of China City, People's Republic of China (PRC) on Personal Income Tax Policy of Commercial Health Insurance Pilot (Announcement No.93 of State Taxation Administration of The People's Republic of China, People's Republic of China (PRC) 20 15):

When an insurance company sells commercial health insurance products, it shall indicate the tax priority identification code on the policy that meets the preferential tax conditions.

If an individual purchases commercial health insurance without obtaining the tax preference identification code, the expenditure amount shall not be deducted before tax.

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