Five-star customer conditions of China Construction Bank

On the basis of comprehensive business volume, CCB's 5-star customers can get star-rated points by handling off-site deposits, loans, investment and wealth management, credit card consumption, remittance, deposit and withdrawal, etc. According to different product types, the monthly average balance, transaction amount and consumption amount are used as the basis for calculating the star point value. For example, deposits, loans and wealth management products are all calculated according to the average monthly balance. At the end of the month, the star point value reaches the upgrade condition and is automatically upgraded to an evaluation star; At the end of the month, if the star score value can not reach the current star standard, the star will be downgraded after the transition period, and the transition period for six or seven-star customers will be one year; Four, five stars for half a year.

"Star service" refers to the comprehensive evaluation conducted by CCB according to customers' transactions, showing their evaluation level to customers, and providing corresponding preferential treatment and services. From low to high is 1-7 stars, and two stars are not the lowest. Only four or more stars can enjoy the star service and enter the priority call.

1. is basically divided according to the total assets and accounting transactions of customers in CCB. The total assets include the total amount of demand deposits, time deposits, purchased wealth management products, precious metal transactions (physical and account precious metals investment transactions), funds and other related businesses in CCB. After comprehensive evaluation, the system has an evaluation mechanism similar to integral, in which the amount of deposits and wealth management products has an absolute impact on this score.

2. Divide customers into gold, platinum, diamonds and private banking customers. Customers who have reached this level can apply for VIP cards of corresponding levels from CCB respectively, enjoy priority in handling business, preferential treatment or free of handling fees, enjoy preferential treatment at CCB's special merchants, and can use VIP rooms or priority passages at airports and other places that cooperate with CCB.

3. I can check which level I belong to at any CCB outlet with my ID card, and I can apply for a VIP card if I meet the standard. In addition to the functions of general savings cards, the special card surface design is also a symbol of identity.