1, exclusive to children: the high incidence of serious illness is different at different stages of life, and the children's protection plan should cover the high incidence of childhood diseases.
2, multiple payments: children's protection time is longer than that of adults, not only to protect the children's stage, but also to protect the adult stage, it is very important to pay multiple payments for diseases.
3. High cost: The cure rate of children's serious illness is increasing year by year, but the treatment cost is also high, so it is necessary to prepare enough emergency funds for serious illness.
4, cost-effective: the sooner you buy child protection, the cheaper it is.
Children's Ping An Fu is an innovative child protection product that gives consideration to children's protection and parents' economic compensation. In addition to covering 10 kinds of children's specific serious diseases, 8 kinds of mild serious diseases, 45 kinds of major diseases, accidents, exemption and other security responsibilities, we also designed the responsibility of "triple compensation" and escort money for serious diseases, taking into account the long time of children's protection and the absence of work during the period of parental care, and passed on the protection and care to the whole family.
Introduction of program functions:
1, 62 kinds of serious diseases: 10 kinds of children-specific serious diseases +8 kinds of mild serious diseases +45 kinds of major diseases, with various types and comprehensive protection. ①
Note ①: Leukemia in specific serious diseases of children coincides with 45 major diseases.
2. Triple payment for serious illness: after the waiting period, the maximum payment for serious illness can be 3 times, and the maximum cumulative payment can reach 2.2 times of the basic insurance coverage for serious illness.
3. The first payment for child care: compensation for income losses such as missed work during parental care, starting from 2,000 yuan per month and not exceeding 6 months at the longest.
4. Accident protection: covering 8 parts of human body, 2,865,438+0 disability liability, and you can enjoy double indemnity if you have an accident in a private car or public transport. And hospitalization and outpatient expenses caused by accidents can be compensated to some extent. ②
Note ②: If 65438+ died before the age of 08, only the premium will be refunded.
5. Premium exemption: After the waiting period, parents or children have an insurance accident as agreed in the contract, and there is no need to pay the premium, and the protection will continue to be effective.