1, accident insurance for children
When buying accident insurance for children, you can choose comprehensive accident insurance products for children, and pay special attention to some common accidents for children, such as poisoning, falling and burns.
2. Children's medical insurance
To choose products with short waiting period and low deductible, you can choose products that can guarantee both outpatient service and hospitalization when you apply for insurance. In terms of claims, it is best to choose products with unlimited claims.
3. Children's critical illness insurance
This kind of critical illness insurance mainly depends on which major diseases can be covered, especially some common serious diseases of children such as leukemia and encephalitis, which should be included in the insurance liability.
4. Children's education fund insurance
After improving the above personal health insurance, parents can take out education fund insurance for their children, and pay attention to choosing products with premium exemption clauses when taking out insurance.
Extended data:
The education fund reserve should start from the birth of the child, and the earlier it is prepared, the easier it is. Also pay attention to the cost and duration of insurance. In terms of insurance period, according to the principle of "earmarking", the education funds saved for children are mainly used for higher education and continuing education expenses, and the insurance period is obviously more suitable when it is less than 25 years old.
In view of the high cost of university education and continuing education, the return of education insurance should focus on the university education fund of 18 to 2 1 year-old, the continuing education fund of 22-year-old and the maturity fund of 25-year-old, which can cover the guarantee cost of most young people during their university education and graduation.
People's Network-How to buy the first insurance for children?