Learn these health tips and you will earn.
Health notification is an insurance company's inquiry about the health status of insurance customers and an important part of insurance contracts. Whether an insurance can be used normally and whether it can be settled normally is all related to this. Different insurance companies have different health requirements and ask different questions.
If you don't tell the truth, if the circumstances are not serious, you can choose to declare supplementary underwriting to the insurance company, so the protection is still effective.
However, if the concealment is serious, according to the provisions of the Insurance Law, the insurance company can refuse to pay the claim, terminate the insurance contract, or even refund you a penny.
When filling out the health notice, you should follow these three answers: answer whatever you ask; Don't ask or answer; Think carefully before you answer.
If you have some minor physical problems, you'd better read this article before buying insurance: "It only takes five steps to insure against illness".
At present, there are two ways of health notification audit: intelligent underwriting and manual underwriting.
If intelligent underwriting fails, manual underwriting can be carried out, which will be more detailed and accurate. When the manual underwriting fails, you can only choose to buy products with low health requirements. The following are some insurance products that are not strictly controlled by health problems and need to be collected:
Cost-effective! Health tells a true conscience.
Friendly advice:
1, don't go to the hospital for physical examination before you want to buy insurance. You just have to answer truthfully what you know.
If you are misdiagnosed, remember to tell the insurance company, otherwise your insurance rights will be affected.
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