The price of critical illness insurance needs to be determined according to the insured's age, gender, job category, physical health, payment method, whether to participate in social security and other factors.
But there is a general rule that when buying critical illness insurance, the older the person, the higher the cost. This "price list of critical illness insurance, which critical illness insurance is the cheapest" is about the price list of critical illness insurance. Please refer to.
Generally speaking, the probability of newborns suffering from major diseases is the lowest, so children's premiums are generally very cheap. Generally, children around the age of two or three can buy 200,000 critical illness insurance for more than 3,000.
With the increase of age and the uncertainty of external factors, the probability of illness increases.
Especially for the middle-aged and elderly people after 45 years old, at this time, they began to enter a period of high incidence of diseases. At this time, the premium rose sharply and the payment method became short-term.
Under all normal circumstances, a 45-year-old middle-aged person may need about 5,000 yuan to buy a critical illness insurance with a coverage of 654.38+10,000 yuan, depending on the regulations of various types of insurance.