1. risk diversification: the market and operating environment are full of uncertainties, and putting all funds into non-monetary assets may lead to excessive concentration of risks. Setting aside some funds can be used to deal with emergencies or seize other investment opportunities, which helps to balance risks and benefits.
2. Liquidity management: Enterprises need to maintain a certain cash reserve to cope with daily operations and emergencies. Reserve funds can provide a certain amount of liquidity to meet short-term capital needs and ensure the normal operation of enterprises.