How to buy insurance for children? The netizen shouted: How can I see it now?
1, critical illness insurance and millions of medical insurance
Children are in the development stage, with weak resistance, easy to get sick, and the possibility of suffering from serious diseases is also great. However, there are restrictions on reimbursement of medical expenses by medical insurance, and many times parents need to bear more expenses.
Therefore, it is necessary to buy children's critical illness insurance. During the guarantee period, the child is diagnosed with the contracted disease and meets the claim conditions. Then the compensation of critical illness insurance can be used to pay medical expenses or make up for parents' income losses and reduce the economic burden.
Millions of medical insurance can be used as a supplement to medical insurance to reimburse more reasonable medical expenses and reduce the burden of medical expenses. Some friends will confuse critical illness insurance with millions of medical insurance, so let's take a look at this article and distinguish them: after reading the contents of these medical insurance, you will know why you still need to buy critical illness insurance.
2. Accident insurance
Children have no self-protection ability and are prone to accidents, so they also need to be equipped with accident insurance, which can transfer the economic risks brought by children's unfortunate accidents.
After knowing what insurance to buy for your child, you should choose products according to the economic budget. Parents can consider matching Qingyunwei No.2 Children's Critical Illness Insurance, Pacific Medical Worry-Free Million Medical Insurance and Ping An Shengshi Children's Accident Insurance:
As can be seen from the above table, the premiums of these three types of insurance are quite affordable. According to the conditions in the form, the annual insurance for boys or girls aged 65,438+00 is less than 2,000 yuan. These products are also well protected. For example, Qingyunwei No.2 children's critical illness insurance has a very comprehensive coverage, covering the protection of serious illness, moderate illness and minor illness, as well as optional responsibilities such as multiple compensation for children's special diseases and serious illness, which can give children comprehensive disease protection. You may wish to take a look at this evaluation article and learn more about its guarantee content: How about China Merchants Renhe Qingyunwei No.2 critical illness insurance for children? You will know after reading it!
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