Which kind of baby health insurance is good?
1, children's medical insurance
The frequency of illness in children is higher than that in adults. Whether going to a hospital clinic or going to a hospital clinic, it will be a big expense. In addition, children are the main force in daily life, so it is better to save a sum of money, and children's medical insurance can reimburse the expenses incurred by children's illness.
2. Children's critical illness insurance
Parents with serious illness should attach great importance to it. Although the child is young, the probability of suffering from serious illness is very high. According to the survey, among the various factors leading to the death of children, serious illness ranks second, and in recent years, serious illness has gradually shown a trend of younger development. Parents should not ignore this risk.
In the global insurance market, China Life Insurance accounts for three-fifths of the whole industry's health market. According to commercial insurance, health insurance can be mainly divided into expense reimbursement and subsidies paid in advance. General medical expenses reimbursement is the first type, critical illness insurance is the second type, and the third type is hospitalization, which allows you to subsidize every day to make up for the loss of income. The advantages of commercial insurance allowed by the CIRC are only different in emphasis, and which malicious bad reviews are actually good should be different.
For parents who have experienced the children's medical insurance zone, the idea of insurance should be to insure subsidized medical insurance or critical illness insurance on the premise that hospitalization insurance is not enough to supplement personal social security. However, for children who cannot enjoy social security, the above three types of insurance will reasonably fill the shortage of children's insurance protection.